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<br />D. IJNIFORM S.:CURITY INSTRUIIf.:NT, GOVERNING I.AW, SEVERABII.IT\' <br />Uniform C'o\"CnanIIS of the Security Instrumenll5 amended to read as follows: <br /> <br />l!i. Unlrona Hnlrit,lftlllaawal; GOYff1Ilna:l.Iw; St'VrrablUry. This form of Security InslrumeD1 combines uniform covenants for national use <br />and non-uniform co\'t'f1anls with limited ,'arlatiorn by jurisdiction to constitute a uniform security Instrument covering real property. This <br />Security Instrument shall be Boverm:d by Fcderallaw and the law of the jurisdiction in which the Property 15 located. In the event thai any <br />provision or clause of this Security Instrument or the Nole COnmCIS with applicable law, such connict shall nOi affect olher provisions of this <br />Srcuril)' Instrument or the No!c which can be given effect without the conflicting provision, and to Ihls end the provisions of this Security <br />Imuumenl and the Note are declared 10 be severable. <br /> <br />F.. TRANSFER OF THE PROPERT\' OR A BENEFICIAl. INTF.RFSf IN BORROWER <br />Uniform Covenant 17 of (he Security Instrument is amended to read as follows: <br /> <br />1'7. Tn.asftr or 1ft Proper1J' or _ BrDffidalInlernlIn Borrow~r. If all or any pari of the ProperlY or an interestlherein is sold or transferred <br />(or if a beneficial interesl in Borrower is sold or transferred and Borrower is not a natural person) without lender's prior written consent, <br />Lender may. at lender's option. declarc all the sums secured by this SCC'urity Instrumenl to be immediately due and payable. However. this <br />option shall not be exercised by Lender if eltereisc is not authorized by Federnllaw. lender may waive the exercise of Ihis option if: (a) Borrower <br />cnU!iCS to be ..ubmi1ted to Lender information required by Lender 10 evaluate the intended transferee as if a new loan were being made to the <br />transferee; and Ib) Lender rearonably determines Ihat lender'.. ~ecurity will nOI be impaired by the loan assumption and that the risk of the <br />brcar;h of Iln~' co...enant or ag;reemenl in Ihis Security Inslrument i~ acceptable 10 lender, <br />To the extent penniued by applicable law, lender may charge a reasonable fee as a condition 10 lender's consent 10 the loan assumption. <br />lender may also require Ihe transferee to kCC'p all the promises ilnd agreements made in the' Note Ilnd in this Security Instrument. <br />"If lender exercises such option 10 accelerate. lender shall mail Borrower notice of acceleration in accordance with paragraph 14 hereof. <br />Such notia: shall prO\'ide a period of nolless than 30 days from the dote the notice is mailrd wilhin which Borrower may pay the sums declared <br />Jue, If Borrower fails to pay :\uch ~ums prior 10 the expiration of \uch peTlod. I ender may, wilhout further notice or demand on Borrower. <br />Invoke any remedies pcrmiued by this Security Instrumenl." <br />"Notwilhstanding a salear transfer. Borrower .....ill L'ontlnue III be obligated under Ihe NOle and this S~urity Instrument unless Lender has <br />releasal Borrower in writing," <br /> <br />F. 1.0AN CHANGES <br />It the loan secured by the Sccuril)' Instrumenl 1\ \ublecl III a la"" ~hlch t,(:1~ maumum loan charges. llnd that law is tinally interpreled so <br />lhat the mterest or other loan chargo collected or IU he L'nll~lcd In ..nnllel:lll1n ""llh Ihe luan e).ceed pcrmiUed limits, then: (I) any such loan <br />charge "hall ~ reducrd by !.he amount nC'\.~s.ary 10 reduce Ih( L'har!1:e In the (lCrnul1ed limit: and (2) any sums already collected from borrower <br />lo1o'hlch exceeded permitted limits will be refunded to Bllnmu'r I endel mOlY ..:hnU\e In milk.: Ihis refund by reducing !.he principill owed under the <br />NOle or b)' makmg a direct paymenllo BorfO~cr If a rC'lund reduL'C'o pnnclf1al. Ihe tcdUL.tllJn wll! be Ircau:d as a partial prepaymenl under the <br />NOle <br /> <br />IN WITNESS WHEREOF. Borro"rI' bb e:U''Cuted Ihi!l Adjulolablr RIIte RJMr, <br /> <br />..4"""", U I frr YI1..1SJ. _ __ ~_ (S..!) <br />Ja"';;{.C. Lockard BORROWER <br /> <br />'\, .' /- b d <br />"::"'\~0.\.<J t\.~')('\ __ (Seal) <br />Shi rley At Lockard BORROWER <br /> <br />BORROWER <br />(SIGN ORIGINAL ONLYJ <br /> <br />f <br />r <br />~ <br />a <br />';II <br />,. <br />~ <br /> <br />,,~ <br />~ \, <br />~f <br /> <br />(Seal) <br /> <br />co <br />CO <br />- <br />= <br />CO <br />.... <br />CI <br /> <br />..... <br />g~~Q~ COco go <br />;E.....J:J~5 - <br />-i....n. _..... , CD <br /> <br />~;~~~&~~ :;; ~ <br />r: } :~ oJ:" 5' <br />-J2 <br />~ C11~ <br />-.- 0 a <br />.. z <br />~ <br /> <br />-a <br />:: <br /> <br />..... <br /> <br />..... <br />-' <br />