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<br />.. <br />_BANKS <br />.. <br /> <br />RR_ lU4t:iijl <br />Home Equity Line of <br />Credit Rider <br /> <br />Lots 13 & 15 Block 10 College Addition to West Lawn, <br />Gt"and Island, Nebt"aska. <br /> <br />(Open end credit with 0 (iKed rare>9EJ variable rale ;nlares,) <br /> <br />ThiS Home Equity Una Of Credit Rider is dated 1;?f;J "1. 0 far and is an amendment to the Mortgage or Dsed Of Trust ("Mortgage") <br />ot the same dats given by the undersigned {"Borrower"} to secure Borrower's Home Equity Line of Credit Agreement with <br />t10F:U[CT D~ [II: i1[BF'ACt,~, t'!\ Tl gflAL ^ ccoe I ~ TI Qt' ("Lander") <br />of the same dats covering the property described in the Mortgage and located at: <br /> <br />~~.;.Ji.J,Ar .' ''[1;[ <br /> <br />,['till' !~LMII' liE .or,r~ <br /> <br />In addition to the covenants and agreements made In the Mortgage. Borrower and Lender further covenant and agree as follows: <br /> <br />The word "Note~. as used In rhe Mortgage and thIS Rider. refers to the Home EQUIty Line of Credit Agreement. <br /> <br />2. The Note eVIdences an open end revolVing line 01 credit agreement between Borrower and Lender. The amount stated In the Mortgage as <br />the principal sum 01 the Indebtedness IS 'he credIt limit lor the line of credit. AIf advances made at any time by Lender in accordance with <br />the terms of the Nare. and all Interest on rhe advances. shall be secured by the Mortgage. However. at no time shall the principal amount of <br />the mdebtedness secured by the Mortgage. not mcludlng sums advanced In accordance with the mortgage to protect the security 01 the <br />Mortgage. exceed ltJe stated credit IImlr for the Ime 01 credU. <br /> <br />3. The Nore provtdes lor <br />o a fixed rato of mterest exprossed as a datly peflodlc rate of _ % rata HilS corresponds to an annual percentage rate of _Ufo. <br />..J;I a vaflable rate 01 mterosr 9ICprossod as a dally periodiC rato equal ro 1/365 01 an annual rate 01 ~DJo over the Hlndex Rare." The <br />dal/ypenodlcratemaylrlCreasBlt ~IW '-'1 : :.,- :1"1 "~')r '. <br /> <br />R;; "I, fc <br /> <br />TAil: it: ~,''':1 ,-:"'''~;ICl'' t}:~.....,C[ 'J)I \ :lt~C~lll'lr [''\'-=11 '1:--'.1"1"1-" r:) "'T m-:...r:'FcT 1,',....)) <br /> <br />(ltJe "Indoff Rate'" mCfeases The Inltlsl dalfy penodlc rate IS~~_ ThIS cortesponds ro an annual percentage rare of ~O/ll <br />Tho annual percentage rare Wilt nelle' be more than ~%, The dally perlodtc rale Wilt be adlusred on the last bUSiness day of ellery <br />month. usmg tho IndeK Rale In effecr thar day. An Increase In the dally peflodlC rate may Increaso tho monthly paymont due. <br /> <br />-LJ;] ~ ~ (~x-:; ~. <br /> <br />SUBSCRIBED AND SWORN TO <br />J:&IlIIIlIliIMY.SlztJ of Pelll"'." <br />c' ..t!ll!SlJtE1l <br />.'_ .,c-.IJJ.Ilet.2!.I!Il'l <br /> <br /> <br />(/~(''---;! ~ <br /> <br />12/28/89 <br />