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<br />15. Upon payment of all sums secured by this inslfument. Lender <br />shall request Trustee 10 reconvey Ihe Properly and sball surrender <br />this instrument and all nOles evidencing debt secured by this <br />instrument to Trustee. Trustee shall reconvey the Property without <br />warranty and wilhout charge 10 Ihe person or persons legally entilled <br />to it. Such person or persons sball pay any recordation costs. <br /> <br />16. lender, at its option. may from lime to time remove Trustee <br />and appoint a successor Trustee to any Trustee appointed hereunder <br />by an .instrument recorded in the county in which this instrument is <br />recorded. Without conveyance of the Properly, the successor trustee <br />sball succeed to all the tide. power and duties conferred upon <br />Truslre herein and by applicable law. <br /> <br />88- <br /> <br />104439 <br /> <br />17, Borrower requests that copies of the notices of default and <br />sale be sent to Borrower's address which is the Propeny Address. <br /> <br />18, If one or more riders 8rc executed by Borrower and recorded <br />together with this instrument. the covenants and agreements of each <br />such rider shall be incorporated inlo and sball amend and <br />supplement Ihe covenants and agreemeots of Ihis instrument as if the <br />riderls) weri: a pari of this instrument. <br /> <br />19. The covenants herein contained sball bind, and lbe benefits <br />and advlO\a8es shall inure to, the respeclive heirs, executors, <br />administrators. successors, and assigns of the parties hereto. <br />Whenever used, Ibe singular number sI1aIl include the plural, lbe <br />plural the singular. and the use of any gender sball include all <br />genders, <br /> <br />By siBJIing below, Borrower a=pts and agrees to lbe rerms and covenants conllined in tbis SecurilY Instrumenl and in any rider(s) <br />execuled by Borrower and recorded with it. <br /> <br />~a/ <br /> <br />Donal . Kruse <br /> <br />[..I(~ <br /> <br />[SeaII <br />- <br /> <br />CLJ.~I~ ~ ~ <br /> <br />Charlene E. Kruse <br /> <br />ISnlI <br />......u <br /> <br />Page ~ 01 5 <br /> <br />HUD-'21 03DT - 1 <br />