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<br />DEED OF TRUST
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<br />THIS DEED OF TRUST ["Security Instrument"lls made on JUL Y 6,
<br />19 BB . The truator Is ROBERT W. SPANEL AND PHYLLIS M. SPANEL, HUSBAND AND WIFE
<br />("Borrower"). The trustee Is AREND R. BAACK, mtomey [''Trustee''l.
<br />The beneflelary Is HOME FEDERAL SAVINGS AND LOAN ASSOCIATION OF GRAND ISLAND, NEBRASKA, whieh Is
<br />organized .nd ezi.tinll' under tbe I.... of NEBRASKA, and wbose .ddress is 221 South Locuat, GrMclleland, NebrukII
<br />1IlI01 ("Lender").
<br />BorroweroweHendertheprincipalsumof FIFTEEN THOUSAND SEVENTY AND 75/00-----------------
<br />-----------------------------Donars(U.S. S 15,070.75 ). This debt is evidenced by Borrower's nOle
<br />dated the: same date u this Security Instrument ("Note"), which provides for montbly payments, with the full debt, if not
<br />paid earlier, due and payable on JUL Y 19, 1995
<br />This Security Instrument secures to Lender: (.) the repayment of the debt evidenced by the Note, witb interest, and all
<br />renewals. atellJiona and modifications; (b) the payment of all other sums, with interest, advanced under parqraph 7 to
<br />prolel:t tbe eec;urity of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, tbe followillll described property
<br />
<br />located in HAL L County, Nebraska:
<br />
<br />A TRACT OF LAND COMPRISING THE SOUTHERLY SEVENTY-EIGHT FEET (7B') OF THE NORTHERLY
<br />ONE HUNDRED FIFTY-SIX FEET (156,0') OF THE EASTERLY NINETY-TWO FEET (92.0') OF LOT
<br />ONE (1) IN ANDERSON SUBDIVISION, AN ADDITION TO THE CITY OF GRAND ISLAND, NEBRASKA,
<br />
<br />whichbutbeaddralof' 1021 S. EUGENE
<br />
<br />GRAND ISLAND
<br />[Cll)'J
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<br />[SnelJ
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<br />68B01
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<br />
<br />TOOETHEA WITH all the improvanenll now or hereafter erected on the property, and all easements, rilhts,
<br />appur1clWlcel, rents, royalties, mineral, oil and ... riJhtt and profits, water riptt and stock and all fixtures now or
<br />herafter a put of'the propeny. All replacements and Mlditions shall abo be lXlvered by this Security Instrume~ll All of the
<br />foreaoitt.ls nIerred to in this Security Instrument u the "Property."
<br />
<br />Boaaowu. COVENANTS that Borrower islawfuUy seised of the esWt< buell)' conveyed and has the rilh, to gran'
<br />aDd COIIYe)< the Proper I I and that the Propeny is unencumbered, eltCCpl for encumbrances of RlCOrd. Borrower warrants
<br />aDd will dIIead poetI' , ''I the title to the Property apinst all claims and demar.ds, subject to any encumbrances of record.
<br />
<br />THts SECUaI \ INSTaUWENT combines uniform coven.nts for national use and non-uniform covenants WIth
<br />limited variations by, ltdk1ion to constitule. uniform leCurily instrument covenn. n:al property,
<br />
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<br />("Property Address");
<br />
<br />NlIltAMA-SiolIle Famlly-llllllAIFHUIIC UltWOIIII INITttU11lNT
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