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<br />4. <br /> <br />Interest Rate Ceiling <br /> <br />88-10375E <br /> <br />My interest rate will never exceed the greater of (i) 13.625% per annum or <br />(ii) my initial interest rate during the Initial Term plus 5.00% per annum. <br /> <br />The interest rate I am required to pay will never be increased or <br />decreased on any single Change Date by more than: (i) two percentage points <br />(2') if my Initial Term is one or two years; or (ii) three percentage points <br />(3\) if my Initial Term is three years, <br /> <br />5. Effective Date of Changes <br /> <br />My new interest rate will become effective on each Change Date, 1 will <br />pay the aIIOunt of my new monthly payment beginning on the first monthly <br />payment date aftar the Change Date until the amount of my monthly payment <br />changes again. <br /> <br />6. Notice of Changes <br /> <br />The Note Holder will deliver or mail to me a notice of any changes in my <br />interest rate and the amount of my monthly payment before the effective date <br />of any chAnge, nle notice will include information required by law to be <br />given me And also the title and telephone number of a person who will answer <br />any question I may have regarding the notice. <br /> <br />II. TRANSFER. OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER. <br /> <br />The Security Instrument and the Note are amended to include the following <br />language and all contrary or inconsiBtent language is hereby deleted: <br /> <br />Transfer of the Property or a Beneficial Interest in Borrower. If all or <br />any part of the Property or any interest in it is sold or transferred (or if a <br />beneficial interest in Borrower is sold or transferred and Borrower is not a <br />natural person) Lender will require immediate pAyment in full of all sums <br />secured by this Security Instrument. However, this option shall not be <br />exercised by Lender if exercise is prohibited by federal law as of the date of <br />this Security InMtrument. <br /> <br />If Lender exercises the option to require immediate payment in full under <br />the preceding paragraph, Lender shall give Borrower notice of acceleration. <br />The notice shall provide a period of not less than 30 days froa the date the <br />notice is delivered or mailed within which Borrower muBt pay all sums secured <br />by thiB Security Instrument. If Borrower fails to pay these sums prior to the <br />expiration of this period, Lender m.y invoke any remedies permitted by this <br />SecurIty Instrument without further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower and Lender accept and agree to the terms and <br />covenants contained in this Adjustable Rate Rider. <br /> <br />LENDER : <br /> <br />By: <br />Its: <br /> <br />J <br /> <br /> <br />GENERAL ELECTRIC NO <br />CORPORATION <br /> <br />BORROWER : <br /> <br />~~(~ <br /> <br />S/63/l98lt <br /> <br />" <br />