|
<br />ADDITIONAL TERM!:l 88...1 02865
<br />
<br />'..
<br />
<br />..~.
<br />
<br />".
<br />
<br />. ,t
<br />PRJ-:PA YMEN'r ANj)'ACCRl'AL OF TIU; nNANCE CHAR<a:.: I'\,n thllUgh I dn nol haw In p.ty more lhan th, rl'l!ular ,dl,dukJ monthly pay me' ,to ',have the right
<br />to r.repay the whole llmoUnl oWing 10 \'OU 10 full al an~' lime or in part from time Inttlll, If IhekmLini;! in'lltU\lOlIl or hilll~ thaI buy, m)' cllntractl~llmpule' Ihe linallce charge
<br />diul) , I know ~y finance char!:e will be less if I mukc- an early pa)'ment. and I! \\'111 he higher ,I I pay laIc: I ahll rccog11l1e that an\' ncce"ary adJustmelll10 m)' Illlal finance
<br />chllrge will he renecled in m\ tinal hill: I also know that the amount, shown on Ih, re\erse side for the FlIlant'e C'harL!e. Total 01 Pa\'nll:nts. ;lOd the Total Sak Pm:e are esll-
<br />m.lles based on the assumpliilll that YOll will receive each nf lhe paymems exaclly un Ib due Jate: and I know Ihallhe-rc will be no refund if I prepay because there i~ nothing
<br />III refund If I am chilrged on a J;lIll hasis, If Ihe lendmg IOstllulion or hank d,'es not compute the fmance charge dilily, and if J prepay the whole amount. y'~u will refund
<br />10 me the unearned portion of the finance charge / interest) by lhe accounting procedure known "" Ihe aClUarial melhod; and Ihe .1Il1llUnl of my rebate, WIll h.c Ilgured on the
<br />schedulcd d..le~ and amounl~ of my monthly paymcnl and nol on lhe actual dalC~ and amnunts of lhe prepayments [hall pay III you I know lhal a refund of Ie" than $1.00
<br />will nOI be made,
<br />
<br />IMPORTANT NOTICE ABOUT WARRANTIES:
<br />
<br />(a) We as SELLER HER'EBY DtSCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, OF MERCHANTA-
<br />
<br />BILITY AND FITNESS FOl=t A PARTICULAR PURPOSE ON ALL GOODS AND SERVICES UNLESS SELLER FUR-
<br />
<br />NISHES BUYER WITH A SEPARATE WRITTEN LIMITED WARRANTY OR SERVICE CONTRACT MADE BY SELL-
<br />
<br />ER ON ITS OWN BEHALF (WHICH, IF MADE, ACCOMPANIES THIS CONTRACT).
<br />
<br />cbll h.l\'c n:ad, III dctail. Ihe -.eparalc' 10. YEAR LIMITED W ARR A"<TY" which, if madc, accompJnic\ IhiHonlracl It e>;plalm the condition~.and circumstances
<br />III which [he l1Iilnula.:llJ1ed pmducr, \\ 11I11i: rcp;ml'(j III rl'pl.KCd Il"~, 11Ol1lee "f Ihe 11f11l1allnll' ul1lhe warranty. and I parllcularly n:cngnlze lhlllllny Hnplled '.\'lIf1"dnly which
<br />upplie~ to 11..: f:.ood\ la~t"" Of1'ly ~t~ h'n~ ~1"" the \\ ~..""'~U,l~ nl' 'l:f"'\, h..4.~ ...'t)Plr~h,:1
<br />
<br />1<'11 han: rellu. III del all , Ihe 'epar.lle'II\1nEl> 1-':" T.l, I l,\TlO'" W.\RR..\"<TY" \\hl('h, If madc. "Cl'"mpal1le~ llm conlnKl. II explalll\ Ihe: conditions and cir-
<br />cumstan~'o:~ III which the rn~lallatlOn llf the ".]"'g "ill I..... ,,'d"lIe IIJkt. ""(!c'C IIllh,: il",ltJIII'''' on the warr"nty. and I rafIJcularly recngOlle thaI .my Implied warranly which
<br />llpplic, 11> the mstallatlon lash onl~ J' hH\~ ,., Ih,'" ,.rralll' \II ,,'n '"' ."plllfad
<br />
<br />SPF.('IAI.-ORDF.R (;OODS: I ~fl'''' thaI ~"" h.,'.,' UlC,'''"t.il,"\ h..,,',,' .,,,J lh IIp''llln!!' '" Ihal y.1U can l11ake the producIs 10 fil my ['anlt'ular house. I take nOlice thaI the
<br />gnnd~ lhat are manllfaclurl'd 1m my 'llC(J r Il hllll't' 1''' ,b.lt'l) '" II II' 'I t'1 1\11' ,'Ih". h\ 'tl',,' alld under such c.md.".m" I know lhal I call not cancel thIS contract al any !Jill':
<br />"iter [he perIOd of lime glH'n 10 rnc, h~ la", 111" hie hili. HlKcl '\fler 111,&1 k)!;ll pt.'nod "llImt', I know Ih,111 ha\'e the ohllgallon IU pay )'llU In lulllhc amounl owed.
<br />
<br />OBUG,\TIO~S PERT AI 'Ii 1....(; TO I'ROrnn\ I'Sn~,\ ....c.:I-~ .\....() 'n' REM, I':ST ,\ TE: 1 I promi,,' tll keep my hl"J~e in good repair and 10 I..:cP. it insured for
<br />alleaM80% of iI' ,rePla<:elflc:nr \ (IIIIC h) t'L1~ In~ a lire illld nlellllcd rm CI.~!!C IIl,ut'an.e P,oiley The mSUl1lnce compan\' must be afproved by you. and Ihe pol~cy must have
<br />a henefl\'lal) dau,c "hl,'h "I)' [hal ) 1I11 .lfl' III he 1"".1 Ii Itlt'r(' " .l I.", I he ,n,Ulan.'t' t'<lmpany musl agree [hall! wlfl nol cance m) petltt'y wnhoul firsl telh~g you. I au-
<br />IhOrlle the in'tlrall~'~ ,,,mp"T'\' 1(11'") \lIU <lIre. I II ,",...II\ hI',' ) I'U .,'11 d\l~"e (.lU'''' Ih" IlhUT;mCC pavmem rn clther repa\' any amounts I owe you or 10 repair my h,ouse.
<br />I ltiJ\'tlIhc Hll1lf\n of pm' IJIIl~ pl.,lpl:!l~ iIlqH ;"''''~ ItI,uurh an ,. "'IIIl~ II< ,Ill ~ PI lhrl'u!!h ,I P""t) ImlepL:'nd.:ntIY "l1t,tlned amI paid for by me Z, I also proml..e Ihat I WIll nOI
<br />allo\\' all)"nc else III P""e' ;"') 1'1:"" '1\111\ ,.<:..1,\1.11.' ,,"h..UI 'oUl \"r1l1cn ""flliP.'IOIl ,1 1 pronll.<, h. pay Jllln"e,. a,,,\Smen" and olher charges (~n my real eSlllle when
<br />due .j I pn1nme III Ilmel) l11a~e ..11 pa~ n",," , pll 111\ 1'111'1 \..."" "., urcd hI In: leal <~"Iatl' r al..., prnlm,e tlMI 1 \\'11\ nnt "'\lenJ. renew or .hange pnor loans wlthoul your
<br />wrill",n P'"rrJ"""lI1, 5 If I Ill' "'11 II"U" I'll) h"ll'\' 1,1' lull dll1'\ ,.I,h,', Ilhllg,llllln' III rnl real "WIt', Ihen ynu ,an do II for me If you wanl (but you do not have to I. If you do
<br />r.a~ an) 1.11 Ihc...: "hlll/altoll' tor me I <l1:IC'.: '" 1"" \...u h.Il ~ Oil .1("11.",,,1 plu' 11111'''',[ ,Ilthl' ~lIghe'lla" lul (OIl.tra.1 rale "I mlen"1 L'llllll pay you back. these amounlS Will
<br />be addcd-tP 111\ rkhll.. \ lIU v.hll II " 'c.'1Jf<'rl h 111', [,'"I c',lalC Jnl! h, '1I'" I ""'" 11l.!1 It ,...u del'lde II> h\l\ 1l1'U1anc.. lor till' Iha' IOU do not have 10 obtaul an\' homeowner
<br />Ot" 11;l~iht~ m"'ljrllm.:~ "' ..... .
<br />
<br />S,\LF. Of ,',. 1I0l'Sf:, lllf'lllll'" nOll<' 'ell 1...,,<: <H j.:"'" m'. h..u"," I.. ~"', 'oe: untd 1 tllI\ " lull\ n:p;1\11 m~ J('bl /(H'llU
<br />
<br />DEFAUl.T: I ",'ill be in defaull under thl~mntral'llf
<br />
<br />I , don' t mlU.e a paylTJt'nt ",'lw:n d~. l)f
<br />
<br />2 I breal:. 'lnv pfOmllie llnadc 10 you to th~~ c:ont!1l\.'1. or
<br />
<br />3 Sometlung d~ nappen~ which C4U!oe~ you 10 believe In ~l~)l.1 faIth thllll do not intend to pay you as promised: or
<br />
<br />4 I defaull<1Il any obligml)nfi for WhlCh I am usinl1 my home a5l:ollatcral. or
<br />
<br />5 Smnrthlflg happen~ io my nuulie which threlllell~ your rt~hl\. if an}. 10 l~
<br />
<br />IF I A..\t IN DEF AUL T: 1 unden.Wld Ihat you have t~ ngh: (0 I.JI'cdolie the Mortgage' have given to vou and ha,'c my house wId to repay any amounts) owe you if J
<br />11m 10 defaull under uu~ L:'onttJK:t BefOre my hou!ie ii 1l<Ok1, you ""III doeverylhlllg thllt the 11IW n:qUlre.~, l(y(\U hire IIn lIftoroey 10 asstSI you to sdl mvhouJe. Of. to sue me,
<br />or, to prolect your rit!htli, I agree Il) p.ay you for your f'Uwnable anurney~' fees and for other rehned c~pcnses Mlch liS court (OSIS. title ~ellfChc:s and money youcxpendcd
<br />topl'OtCcl my hou!lC, if you are allowed 10 ('(,llect ~uch lUllOUnu by law
<br />
<br />OTHER RIGHTS: We can c!looM: IlOIto enfarce any of lhe n~ht5 undC'r this contr\!L.'1I1S often iB we want .....ithout IO~lIlg them, Or, we can delay enforcing any of the rights
<br />without IOlilng thim1. We Cli\flal!.O U!>C all)' nght!. now orin the fUlurc gIVen to uib}' Illw
<br />
<br />DELA -"5: I koo\\' thlll you will Use:' your be!>! eff\lCt! 10 in"tall the products I am purcha"ing on mv houlle, bul I also undel'1lUllld that in WIne situ&tiOllJ )'OU !tI&)' encounter
<br />dc:laYli thaI lit':: cau~ by stn1;es, weather ('ondition~, dell! Y''' you Ila,'c In oM.lInlng, mltlenals, or {or other re<lMlns thai arc ~yond your controL] undenitAnd that )'00 will
<br />ootbc liable fOT such delays.
<br />
<br />ARBITRATION: If t ~a,e II dispute or claIm \A'llh y<:lU concermng the qUlUlllty. quality or performance of the products. J urn.im;UU1d that my dispute maybe 5Ubmittcd to
<br />and settled accordmg to the medil1lion.arlnlnltlon prognlm t..l-utt may have tk-veloped In my communit}', I aJ!;O !mow that any decision made by an aJbib'alOr(l) would be en-
<br />tered in thl' coun h3ving junsdiclIon o\'C1' me anI.! you
<br />
<br />SAL\'''\GJ.: \ Al.t:E! I kfl"" thallhe '..mill'''' "("x1......Jr~ 'lIlln!" nil, ~ 4ntl other 111al,n"ls th"t h,,"e '0 t>e rem",,'d h~ y"u lor Ih.. mslaHallon ha\'e 10 !>al\'ag~ vlIlue
<br />\\..'"hcn ~(..u ren\i.)\ ~ thein, ~ou I,.~an h;j\ e thcn111Jf ~.halC''V'\,''r purru-", ., ,""U \.\- dnl
<br />
<br />SPECIAL srru.~ TIO~'S: Due 10 the umqlll"lless of 501Tlt' of the prodUl-tS that }'QU .ell. I undemand thal in SpecllU sitUIIlion~ that ~'our Regional Office may have to \1:VK:W
<br />and accept thls oontr..cL I also understand thaI thiS ~lc: OC'{;urred m m)' home and that you and I may 001 h~ve had .11 the correct mformation imponant to this transaction
<br />lit ourflngertlps; I gi.-r ~'Ou m~' ,\;OIl.GCnl u~ CQTfl'll:t anyob<.iousenun that fll.Il)' have occurred when the blanks in this con!:r&1 were completed,
<br />
<br />IN" ALID PROVISIONS: If ~n'. tm'l"I;.;lm ,,111m COIlITliCI ".olGl... the law and " unenforceAhle. the relit of the contracl will be valid, If am' pan of this <<mlJ'ac!reQuires
<br />
|