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I ...... ...........- .. ......ouo . .LO......... ..... .. "'''( ;tH..... .....V.. V~ ,\-UI.. ..V....''''.I , ....i...'~.' .U~ U.U ....11" I..... '-"U"'.UV.\.\,;....VI1".. \U\,;, 11".~t UI llll.; LU'lIlo.1LI Will UC "'''''~U, ~i 11IIY p~-Ul U\ UII~ \.:UltUU'l.:l l'ClfUU~:!I. payment of more inlerest than the aw pennils. then you will only have the right tocollecl from me Ihe amounlllfinterest which Ihe law allows you to collect. COMPLETENESS OFTHIS CONTRACT: This contract can only be changed i(both you and (agree in wnling. The following nOlice brings to my al[ention the rigllls lhall have even when this contract is sold 10 a financial inslilulion or a bank. and I should nolice Ihallhc impor- tance Oflhis provision is slressed by ils appellfance in len point. bold face lype: NOTICE 8fl....;;:. 102086 This credit contract finances a purchase. All legal rights which the Buyer l1'as against the Seller arising out of this transacllon, Including all claims and defenses, are also valid against any hoider of this contract. The right to recover money from the holder under this provision Is limited to the amount paid by the buyer under this contract. A claim Is a legally valid reason for suing the Seller. A defense Is a legally valid reason for not paying the Seller. A holder Is anyone trying to collect for the purchase. INSURANCE CANCEI.LA TlON: If I have requested insurance in this purchase, I may l'ancel such requesl for insurnnce for any reason within fifteen (15) days from the date of this contracl by notifying you or the holder of this contract in wriling. I know that the cancellalion of my coverage will be arranged with Ihe insurance carrier(s) and a full refund of my premium(s) logether with applicable finance charge will be crediled 10 this contract. PLEASE NOTE: If I have requesled insurance in this purchase. I will receive within thirty (30) days a certificate of insurance more fully describing the insurnnce cm'er<lge, I know that if Ihere is any connict in the coverage or Ihe language of the certificale of insurance and the following Notice of Proposed Insurance that I am covered onl)' 10 the extent statt'd in the following Notice of Proposed (nsumnce. I also know that I ha, ~ insurance coverage only if! have been charged for il. NOTICE OF PROPOSED INSURANCE I take notice that either Credit Life orCredil Accident and Health Insurance, or both, Will be applicable 10 thl~ Sales ClmlTllct on lhe revers... side onlv If I have chosen it by sil;:ning the retIuest for such insurance. This insurance will only cover the ~rson signing the requesl al the cost for each type uf insurance shown, Subject 10 IIcceptance by the Insurance company. the insurance will be effeclive as of today and WIll continue onl)' for the number of monlhs after the effective dale equal 10 the number of monthly payments, I understand that this paniculaI insurance may nOI provide coverage for my last few {layments, and thaI during that period of time I will nol have any insurance coverage, All benefits and proceeds of the insurance will be paid 10 ~'ou or to a financial instituuon or a bank if il pllrchases the Sales Contraclto the exlent of ils interests and any balance will be payable to me. The initial amoullI of Credit LIfe Insurance is the amount required to repay the Total of Payments; thereafter. Ihe insurance decreases by the amount of each monthly payment on a scheduled 30 day basis. If I am joimly obligated on the Sales Contract with a Co-Buyer, and we have both signed the requesl for Credit Life Insurance. death benefits will be payable only with respect 10 the first one of us to die. Subject to exclusions, eliminations or waiting period slated in the Insurance policy or certificale, Credit Accident and Health Insurance is for the benefit amounl of 1/30th of each momh's payment for each day that I am totally disabled due to an injury or sick.ness while r owe any payment 10 you; however. I understand Ihat I have 10 be prevented from working due to such total disability for more than four- teen (14) consecutive days before the insurance benefit is paid back 10 the first day of my total disability. 1 also know that I CJmnot obtain an)' insurance from you ifl am oyer 6S years of age today, and I also know that the insuran~ cm'erage provided to me ma)' contain a maximum amount of coverage which \till not pa)' in some cases,the entire amount that I owe )'ou. Due to the maximum amount of coverage slated in the insurance policy. I know lhal any unpaid amount in ex.ces; ofthe lIIsurance coverage will stilI have to be paid. If the Sales ContraCI is prepaid in full prior to the last payment date. any unearned insurance premiums will be refunded to me in the man- ner prescribed by law. Within thirty (30) days, r will receive the certificate of insurance more fully describing my insurance coverage. If Ihe insurance is not accepted by the lIISlJrance company. I will receive a refund of lhe insurance premiums I ha\"e paid. BUYER: The next two paragraphs contam warrallli..s relalive to thiS sale given by us to the financial inslitulion or bank in order for it to buy this contract. SELLER'S WARRANTIES AND ASSIGNMENT OF INSTAllM~T SALES CONTRAC.!A't4D, ~ORTGAqE [) _, FOR VALUE RECEIVED. Seller hereby sells. aSSigns, conveys, transfers and deliwrs to ex I/lJ? /l.A ((11) I I~no." r:X.Lf1t.... (Assignee) all of its rights, litle and inlerest in and 10 Ihe Inslallment Sales COlllrnct and Mortgage. togeth~r with all liens existing to secure its payment, and the property encumbered hereby. Assignee is hereby substituled as Mortgagee under lhe Mortgage pro\'isions of this conlract. Seller warrants and represents; (I) It has the right 10 make this assignment; (2) All statements and ligures in this conlracl and in Ihe Buyer's slatement are materiall\" true and correct: (3) This contract arose fmm Ihe bona fide sale of \be goods and services described herein; (4) The cash downpayrnent shown in this contract was aClUalfy paid by Buyer fiud no part of said downpayment was loaned di- rectly or inairectly by Seller to Buyer: (5) Each Buyer is legally compelent to contract; (6) This contracl is not and will not be subjecl to any claim, defense, demand or right of offset; (7) 11le execulion of this conlmcl and Ihe underl)'ing sales transaction givin~ rise therelo did not violate any federal or state law. directive. rule or regulation now in effect; (8) In the event thai LlJis conlrnct or the underlymg sales transaction is subJecllo a right of rescission or cancellalion by the Buyer, such rescission or cancella. tion period has expired and neitherthe sale nor this conlmcl has been cancelled or rescinded. THIS CONTRACT IS SOLD BY SELLER WITHOUT RECOURSE. IN TESTIMONY WHER~ndersi,gn$P is an authoril.ed rep~tive of the Seller and has signed below on behalf of the Seiler on this day of ~fL' / L .]9~. The foregoing instrument wa' a<:Ale~ed ~~/o~' O~L . 19 f7(/ BTyHE PACESETTER CORPORATION (Seller) ~ ~ ~O ~~ ~J/1I//} by the authoril.ed agent of Seller who IS . L. Y t:I1tf J/1; f)<< My commission expires: y::!'<r~] ;les ~ -,.' '-t!' fa '~L ~'~~: . ~'l"~'". ~ .f'~..;r- .1 ?~~' Public' " L ~ L