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<br />88- 101685
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<br />NON.UNIFORM COVENANTS. Borrower and Lender rurther covenant and agree as rollows:
<br />19. AcceleraUcn; Remedies. Lender shall give notice to Borrower prior to Rcceleration following Borrower's
<br />breach of /lny covenant or agreement In this Security Instrument (but not prior to acceleration under paragraphs 13 Rnd 17
<br />unless applicable law provides otherwise), The notice shall specify: (Il) the default; (b) the action required to cure the
<br />default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured;
<br />and (d) that failure to cure the default on or before the date specified in the notice may result In acceleration of the sums
<br />secured by this Security Instrument and sale of the Property, The notice shall further Inform Borrower of the right to
<br />reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other
<br />defense of Borrower to acceleration and sale. If the defauit is not cured on or before the date specified in the notice, under
<br />at its option may requIre immediate payment In full of all sums secured by this Security Instrument without further
<br />demand and may invoke the power of sale and any other remedies permitted by applicable law, Lender sholl be entitled to
<br />coiled all expenses incurred In pursuing the remedies provided in this paragraph 19, including, but not limited to,
<br />reasonable attorneys' fees and costs of title evidence.
<br />If the power of sale is invoked, Trustee shall record a notice of default in each county in which any part of the
<br />Property is localed and shall mail copies of such notice in the manner prescribed by applicable law to Borrower and to the
<br />other persons prescribed by applicable law, After the time required by applicable law, Trustee sholl give public notiC1! of
<br />sale to the persons and in the manner prescribed by applicable law. Trustee, without demand on Borrower, shall sell the
<br />Property at publ ic auction to the highest bidder at the time and place and under the terms designated in the notice of sale in
<br />(jne or more parceb and in any order Trustee detp.rmines. Trustee may postpone sale of all or any parcel of the Property by
<br />public announcement at the time and place of any previously schedqled sale. Lender or its designee may purchase the
<br />Property at any sale.
<br />Upon receipt of payment of the price bid, Trustee shall deliver to the purchaser Trustee's deed conveying the
<br />Prnperly. The recitals in the Trustee's deed shall be prima facie evidence of the truth of the statements made therein.
<br />Trustee shall apply the proceeds of the sale in the following order: (a) to all expenses of the sale, including, but not limited
<br />to, Trustee's fees as permitted by applicable law and reasonable attorneys' fees; (b) to all sums secured by this Security
<br />Instrument; and (c) any excess to the person or persons legally entitled to it.
<br />20. Lender in Rossession. Upon acceleration under paragraph 19 or abandonment or the Property, Lender (in
<br />person, by agent or by judicially appointed receiver) shall be entitled to enter upon, take possession of and manage the
<br />Property and to collect the rents or the Property including those past due. Any rents collected by Lender or the receiver
<br />shall be applied first to payment of the costs of management of the Property and collection of rents, inclUding, but not
<br />limited to, receiver's fees, premiums on receiver's bonds and reasonable attorneys' rees, and then to the sums secured by
<br />this Security Instrument.
<br />21. Reconveyance. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to
<br />reconvey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security
<br />Instrument to Trustee. Trustee shall reconvey the Property without warranty and without charge to the person or persons
<br />legally entitled to it. Such person or persons shall pay any recordation costs.
<br />22. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor trustee
<br />to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is recorded.
<br />Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred upon
<br />Trustee herein and by applicable law,
<br />23. Request for Notices. Borrower requests that copies of the notices of default and sale be sent to Borrower's
<br />address which is the Property Address.
<br />24. Riders to tbis Security Instrument. If one or more riders are executed by Borrower and recorded together with
<br />this Security Instrument, the covenants and agreements of each such rider shall be incorporated into and shall amend and
<br />supplement the covenants and agreements of this Security Instrument as if the rider{s) were a part of this Security
<br />Instrument. [Check applicable box(es)]
<br />o Adjustable Rate Rider 0 Condominium Rider 0 2-4 Family Rider
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<br />o Graduated Payment Rider
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<br />o Planned Unit Development Rider
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<br />.GI Other(s) [specify] Acknowledgment
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<br />By SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security
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<br />In~:='.a.n.....n~~'.~"':(':~~'U""~'..Bo~n~~~~d '~nZ!.~L.,LLcf~......._._._(s'al)
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<br />Roger l. Galusha -Bor..owe..
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<br />.~/J ~..O ":#-:.;;//aA-(~:...............(Seal)
<br />~ J oy .a;{~ha -Borrowe..
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<br />ST A TE OF NEBRASKA.
<br />
<br />Hall
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<br />County ss:
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<br />On this 30th day of March , 19 SS . before me, the undersigned, a Notary Publil-
<br />duly commissioned and qualiried for said county. personally came Roger L. Galusha and
<br />Ida Joy Galusha, Husband and Wi fa , to me known to be Ihe
<br />identical person(s) whose name(s) arc subscribed to the roregoing instrument and acknowledged the execution
<br />thereof to be thelr voluntary act and deed.
<br />Witness my hand and notarial seal al Grand Island, Nebraska in said county, Ihe
<br />date aforesaid.
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<br />My Commission expires:
<br />J:[WAlIiIAIY-sm. II .....
<br />c.L. KAMta
<br />.,c........
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<br /><2 \ 2 Ie . .
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<br />.....................;....<:;~..................
<br />NOlan' I'uhli<'
<br />REQUEST FOR RECONVEYANCE .
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<br />To TRUSTH:
<br />The undersigned is the holder of the lIote or notes secuH'd by Ihi\ Deed of Trust. Said 110[e or l1ole\, logelher
<br />with all other indeblCdncs\ s{'cured by lhis Deed of husI, havl' heen paid in fu\1. YOII arc ht'rehy dlH'Clcd 10 ,:alh:d ,aid
<br />nOle or noll'S and thi\ I){'cd of Tnlsf, which arc dclivl'H'd hert'by, and 10 In:nlln'y, wilhoul '\<III:1l1l\, alllhe ('\1011.:
<br />1m..... held hy you under this Del'd of Tl'm! In the person (II pl'r\OI1S lqwlly (,llIllled Ihen'to
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<br />Dilte:
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