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<br />[Space Above This Une For Recording Data]
<br />
<br />
<br />DEED OF TRUST
<br />
<br />THIS DEED OF TRUST ("Security Instrument") is made on January 1 8
<br />19 88.Thetrustoris Robert J. Golka and Patricia J. Golka. Husband and Wife
<br />------------------------------ ("Borrower"). The trustee is Arend R. Baack, Attorney
<br />at Law --------------------------------------------------------(~l"R1stee"). The beneficiary is
<br />Home Federal Savings and Loan Association , which is organized and existing
<br />under the laws of Nebraska , and whose address is 221 South Locust
<br />Grand Island, Nebraska 68801 ("Lender").
<br />Borrower owes Lender the principalsum of Fifteen Thousand Six Hundred Seventy Five and
<br />85/1 oo------------~---------~oUars(U.S. $ 15,675.85 ). This debt is evidenced by Borrower's note
<br />dated the same date as this Security Instrument ("Note"), which provides for monthly payments, with the full debt, if not
<br />paid earlier, due and payable on January 22, 1 994
<br />This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all
<br />renewals, extensions and modifications; (b) the payment of all other sums, with interest, advanced under paragraph 7 to
<br />protect the security of this Security Instrument; and (c) the performance of Borrower's covenants and agreements. For this
<br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described property
<br />
<br />located in Hall County, Nebraska:
<br />
<br />Lot One (1), Block Six, in Bel-Air Addition to the City of Grand Island,
<br />
<br />Hall County, Nebraska.
<br />
<br />
<br />which has the address of
<br />
<br />1757 South Arthur
<br />[Street]
<br />
<br />Grand Island
<br />ICily]
<br />
<br />
<br />68803
<br />[Zip Code]
<br />
<br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, rights,
<br />appurtenances, rents, royalties, mineral, oil and gas rig..itts and profits, water rights and stock and all fixtures now or
<br />hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the
<br />foregoing is referred to in this Security Instrument as the "Property." ~,,:
<br />
<br />BoRROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant
<br />and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants
<br />and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record.
<br />
<br />THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with
<br />limited variations by jurisdiction to constitute a uniform security instrument covering real property,
<br />
<br />Nebraska
<br />
<br />("Property Address");
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<br />NEBRASKA-S1nsle Family-fNM"/fHlMC UNifORM INSTRUMENT
<br />
<br />Form 3028 12183
<br />
<br />Flnancl.lle.... rOt",....
<br />Form 191~
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