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<br />200701739 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider e ecuted by Borrower and recorded with it. <br /> <br /> <br />( Seal) <br /> <br />~ <br />r (Seal) <br />A . NICKEL -Bo_. <br />, (Seal) <br /> <br />KE <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />-Borrower <br /> <br />Witnesses: <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />GV2023.HP <br /> <br />Form 3028 I/OI (page 13 of 14 pages) <br /> <br />~ <br />