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<br />LOAN # 0012530390 <br /> <br />. <br />( <br />I <br /> <br />;,.~ ' <br /> <br />200505914 <br /> <br />200701696 <br /> <br />grants and conveys to Trustee, in trust, witb power of sale, the following described property located in the County of <br />HALL , State of Nebraska: <br />LOT 5, BLOCK 11, ORIGINAL TOWN OF DONIPHAN, HALL COUNTY, NEBRASKA. <br /> <br />which has the address of 208 W WALNUT STREET [Street], <br />DONIPHAN [City], Nebraska 68832 (ZIP Code] (herein "Property Address"); <br /> <br />TOGETHER with all tbe improvements now or hereafter erected on the property, and all easements, rights, <br />appurtenances and rents (subject however to the rights and authorities given herein to Lender to collect and apply <br />such rents), all of which shall be deemed to be and remain a part of the property covered by this Deed of Trust; and <br />all of the foregoing, together with said property (or the leasehold estate if this Deed of Trust is on a leasehold) are <br />hereinafter referred to as the "Property"; <br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated <br />June 24, 2005 and extensions and renewals thereof (herein "Note"), in the principal sum of <br />U.S. $ 17,000.00 , with interest thereon, providing for monthly installments of principal and interest, <br />with thc balance of the indebtedness, if not sooner paid, due and payable on July 1, 2035 <br />the payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this <br />Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained. <br />Borrower covenants that Borrower is lawfully seised ofthe estate hereby conveyed and bas the right to grant and <br />convey the Property, and that the Property is unencumbered, except for encumbrances of record. Borrower covenants <br />that Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to <br />encumbrances of record. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal and Interest. Borrower shall promptly pay when due the principal and interest <br />indebtedness evidenced by the Note and late charges as provided in the Note. <br />2. Funds for Taxes and Insurance. Subject to applicable law or a written waiver by Lender, Borrower shall <br />pay to Lender on the day monthly payments of principal and interest are payable under the Note, until the Note is <br />paid in full, a sum (herein "Funds") equal to one-twelfth of the yearly taxes and assessments (including <br />condominium and planned unit development assessments, if any) which may attain priority over this Deed of Trust, <br />and ground rents on the Property, ifl!.lJ,Y, plus one-twelfth of yearly premium installments for hazard insurance, plus <br />one-twelfth of yearly premium installments for mortgage insurance, if any, all as reasonably estimated initially and <br />from time to time by Lender on the basis of assessments and bills and reasonable estimates thereof. Borrower shall <br />not be obligated to make such payments of Funds to Lender to the extent that Borrower makes such payments to the <br />bolder of a prior mortgage or deed of trust if such holder is an institutional lender. <br />If Borrower pays Funds to Lender, the Funds shall be held in an institution the deposits or accounts of which <br />arc insured or guaranteed by a federal or state agency (including Lender if Lender is such an institution). Lender shall <br />apply the Funds to pay said taxes, assessments, insurance premiums and ground rents. Lender may not charge for so <br />holding and applying the Funds, analyzing said account or verifying and compiling said assessments and bills, unless <br />Lender pays Borrower interest on the Funds and applicable law pennits Lender to make such a charge. Borrower and <br />Lender may agree in writing at the time of execution of this Deed of Trust that interest on the Funds shall be paid to <br />Borrower, and unless such agreement is made or applicable law requires such interest to be paid, Lender shall not be <br />required to pay Borrower any interest or earnings on the Funds. Lender shall give to Borrower, without charge, an <br /> <br />G -76(NE) {0204) <br />0& IDNE2N02 (04102Itl4) PC <br /> <br />Page 2 Df7 <br /> <br />InIU~I:l1<- \}I <br />Jt 3828 <br /> <br />Loan No. 6504985-7879 <br />