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200701658 MIN: 100055401256067234 BALLOON RIDER loan #: 125606723 (To be attached to the Security Instr.unent.) THIS RIDER is made this 26th day of February, 2007 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Deed to Secure Debt (the "Security Instrument"), of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to INDYMAC BANK, F.S.B., A FEDERALLY GIARTERED SAVINGS BANK (the "lender") of the same date and covering the property described in the Security Instrument and located at: 3207 DIXIE SOUARE, GRAND ISLAND, NE 68803 lProperty Address] ADDITIONAL COVENANT: In addition to the covenants and agreements made in the Security Instrument, Borrower and lender further covenant and agree as follows: A. Balloon Rider: Borrower is aware that this loan is due and payable in full on the 1st day of March, 2022 , with a Balloon Payment of $ 35,076.67 , based upon scheduled payments. Borrower acknowledges and agrees that lender has not made any representations to Borrower, either oral or written, that lender will subordinate its lien created by this Security Instrument to any other lien which the Property may hereafter become subject to, including, without limitation, any lien arising from Borrower's subsequent construction of improvements on the Property. Borrower acknowledges and agrees that lender is under no obligation to subordinate its lien created by this Security Instrument to any lien created hereafter and lender does not intend to subordinate its lien to any other lien which the Property may hereafter become subject to. '01-8480056 19805) TM Page 1 of 2 ELECTRONIC LASER FORMS, INC_ - (80013Z7-0545 FORM INDYMAC 153 9/26/95 IIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIIII~IIIIIIIIIIIIIIIIII111I11111111111