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<br />200701630 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenus and covenants contained in this Adjustable <br />Rate Rider. <br /> <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />MULTISTATE ADJUSTABLE RATE RIDER (LffiOR Indcx)--Single Family-Freddie Mac MODIFIED INSTRUMENT Form 3192 lIOl (page 3 of 3 pages) <br /> <br />1111111111111111111111111111111I11111111111111111111111 <br />