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<br />, . <br /> <br />200701493 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />,{tM~ ~." ~L/<' <br />MAR E . <br /> <br />(Seal) <br />Borrower <br /> <br />R~ .j ~ <br /> <br />(Seal) <br />Borrower <br /> <br />SNE17 Rev 12/27/00 <br /> <br />Page 17 of 18 <br /> <br />Initials""' rrl <br />.u:t.,.,-j..A <br />,1/' " , <br />i Vi d I <br /> <br />FORM 3028 1/01 <br />