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<br />WHEN RECORDED MAIL TO:
<br />Milwaukee Real Estate Resource Center
<br />200 Woodland Prime, 1 st floor
<br />Menomonee Falls, WI 53051
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<br />FOR RECORDER'S USE ONLY
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 1 1, 13, 18, 20 and 21.
<br />Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />IA) "Security Instrument" means this document, which is dated February 23, 2007, together with all Riders to this document.
<br />IB) "Borrower" is Jason D King, whose address is 8745 S Locust, Doniphan, NE 68832 and Lisa M King, whose address is 8745 S
<br />Locust, Doniphan, NE 68832; husband and wife. Borrower is the trustor under this Security Instrument.
<br />IC) "Lender" is Wells Fargo Bank, National Association. Lender is a National Assocation organized and existing under the laws of the
<br />United States of America. Lender's address is Omaha Downtown, 1919 Douglas Street, Omaha, NE 68102. Lender is the beneficiary
<br />under this Security Instrument.
<br />(0) "Trustee" is Wells Fargo Financial National Bank.
<br />IE) "Note" means the promissory note signed by Borrower and dated February 23, 2007. The Note states that Borrower owes Lender
<br />Two Hundred Twenty-eight Thousand Four Hundred Twenty-four & 00/1 00 Dollars (U.S. $228,424.00) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than December 23, 2007.
<br />IF) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />IG) "Loan" means the debt evidenced by the Note, plus interest. any prepayment charges and late charges due under the Note, and all
<br />sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by
<br />Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider
<br />D Balloon Rider
<br />D 1 -4 Family Rider
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />D Second Home Rider
<br />D Other(s) [specify] _
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and
<br />orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />IJ) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on
<br />Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(KI "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, drah, or similar paper
<br />instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or
<br />authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated
<br />teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />1M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than
<br />insurance proceeds paid under the coverages described in Section 5) for: (il damage to, or destruction of, the Property; (ii) condemnation or
<br />other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />IN) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (j) principal and interest under the Note, plus (ii) any amounts
<br />under Section 3 of this Security Instrument.
<br />IP) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. 2601 et seq.) and its implementing regulation, Regulation X
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