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<br />200701216 <br /> <br />assumption and that the risk of a breach of any covenant or agreement in this Security <br />Instrument is acceptable to Lender. <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a <br />condition to Lender's consent to the loan assumption. Lender also may require the transferee <br />to sign an assumption agreement that is acceptable to Lender and that obligates the transferee <br />to keep all the promises and agreements made in the Note and in this Security Instrument. <br />Borrower will continue to be obligated under the Note and this Security Instrument unless <br />Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days <br />from the date the notice is given in accordance with Section 15 within which Borrower must <br />pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to <br />the expiration of this period, Lender may invoke any remedies permitted by this Security <br />Instrument without further notice or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br />./ ~ ,,\ ~ <br />'-7\ (,r~ \11. YjWJW~'\JlA9'1.. (Seal) <br />KARLEEN M. ~Borrower <br />SUNDERMEIER <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATE ADJUSTABLE RATE RIDER--L1BOR SIX-MONTH INDEX <br />(AS PUBLISHED IN THE WALL STREET JOURNAL) <br />Single Family--Fannie Mae MODIFIED INSTRUMENT <br />Form 3138 1/01 Page 3 of 3 <br /> <br />DocMagic elA"VlIiJi@ 800649 1362 <br />www.docmagic.com <br /> <br />Us3l38.rid <br />