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<br />37 -00928113
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<br />Lenders First Ch I DEpt
<br />3850 Ro 0 ce
<br />SIrnI Va yo, Avenue
<br />Hey. CA 9.1063
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<br />Decision One Mortgage Company, LLC
<br />3023 HSBC Way
<br />Fort Mill, So~1J>Sa~nlina 29715
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<br />~~1I1lCj /I5JOI/1IIt.1L I DEED OF TRUST I Loan Number 2200061211390
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<br />~: 100077910007208297
<br />THlS DEED OF TRUST is made this 27TH day of DECEMBER, 2006, lUI10ng the Trustor, KRAlG
<br />E MANGUS AND MELINDA S MANGUS, HUSBAND AND WIFE AS JOINT TENANTS (herein
<br />"Borrower"), UNITED GENERAL TITLE INSURANCE CO. (herein "Trustee"), and the Beneficiary,
<br />Mortgage Electronic Registration Systems, Inc. (herein "MERS"). MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is organized and existing
<br />under the laws of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI
<br />48501-2026, tel. (888) 679-MERS. The Lender is Decision ODe Mortgage Company, LLC, a corporation
<br />organized and existing under the laws of NORTH CAROLINA, whose address is 3023 HSBC W AV,
<br />FORT MILL, SOUTH CAROLINA 29715 (herein "Lender").
<br />
<br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
<br />successors and assigns) and the successors and assigns of MERS. Borrower, in consideration of the
<br />indebtedness herein recited and the trust herein created. irrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the following described property located in the County of HALL, State of
<br />Nebraska:
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<br />SEE ATTACHED SCHEDULE "A"
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<br />which has the address of 4261 LARIAT LANE, GRAND ISLAND,
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<br />[street, City] .
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<br />Nebraska 68803 [Zip COOe] (herein "Property Address");
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<br />TOOElHER with all the improvements now or hereafter erected on the property, and all easements,
<br />rights. appurtenances and rents (subject however to the rights and authorities given herein to Lender to
<br />collect and apply such rents). all of which shall be deemed to be and remain a part of the property covered
<br />by this Deed of Trust; and aU of the foregoing, together with said property (or the leasehold estate if this
<br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; Borrower unden;tands and
<br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument,
<br />but. if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to. the right
<br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to,
<br />releasing and canceling this Security Instrument.
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated
<br />DECEMBER 27, 2006 and extensions and renewals thereof (herein "Note"), in the principal sum of
<br />U.S.$25,160.00. with interest thereon, providing for monthly installments of principal and interest, with
<br />the balance of the indebtedness, if not sooner paid, due and payable on )<'EBRUARY 1,2027; the payment
<br />of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this
<br />Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained.
<br />
<br />I NEBRASKA-SECOND MORTGAGE-1I80-FNMAlFHLMC MODIFIED INSTRUMEmjForm 3828 (page 1 of 7 pages)
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