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<br /> 10 <br /> m <br /> "'" <br /> c: <br /> n z <br /> :t: E c <br />N rn ~ <br />C9 n <br />C9 ~ :I: <br />-.....J <br />C9 <br />..... <br />..... <br /><0 ! <br />~ <br /> <br /> <br />QS; <br />m en <br />n:r <br />A <br /> <br />f)\ <br /> <br /> :-~ ,1"\ <br /> => o U) 0 ~ <br /> =:> 0-; <br /> --3 <br /> ~.~ c:~ N ~ <br /> ......, z-; <br />;:n f" f"""""1 -;fT1 0 <br />f"T1 ~ CO "'-<0 ~ <br />(;"") ,- ~ 0-" 0 <br />C>~ J:: -"z --J I <br />""T1 tt ::r.:r>1 <br />0 ~ co 0 <br />f"T1 r ~ ,::::0 <br />f"T1 ::3 , ~ ~ <br />0 U) ~ <br />(j') C,.) ?' <br /> C'- ~ CD <br /> CJ1 -.- <br /> -:J C:f) J:: ~ <br /> (f) <br /> <br />\~ <br /> <br />IIIIIIIIII/IIIII~II~.I.III'.I~~ II~ 1111111/111 <br /> <br />37-00928112 <br />P2if 0i1r-- - <br />RETURN TO RECORDING DEPt <br />Lenders First Choice <br />3850 Royal Avenue <br />Slml Valley, CA 93063 <br />....R~_.', 'fb: <br />\\t ct OAI-ed ~'l '. <br />Decision One Mortgage Company, LLC <br />3023 HSBC Way <br />F Mill, South Caror <br />1 <br /> <br />~5. 50 <br /> <br /> <br />29715 <br />I 1'(0 1.,'1 { ~ VLY~ . . <br />[~.ee AfMlve This Lme For RecordiDI Data] <br />Loan Number 2200061211110 <br />~: 100077910007204510 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this docwnent are aiM) provided in <br />Section 16. <br /> <br />(A) "Seeurity Instrument" mcans this document, which is dated DECEMBER 27, 2006, together with all <br />Riders to this document. <br />(8) "Borrower" is KRAIG E MANGUS AND MELINDA S MANGUS, HUSBAND AND WIFE AS <br />JOINT TENANTS. Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 3023 OSBC WAY, <br />FORT MILL, SOUTH CAROLINA 29715. <br />(D) "Trustee" is UNITED GENERAL TITLE INSURANCE CO.. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephooe number ofP.D. Box 2026, Flint, MI 48501.2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 27, 2006. The Note states <br />that Borrower owes Lender ONE HUNDRED FORTY-FIVE THOUSAND FORTY AND OOIlOOthll Dollars <br />(U.S.S14S,040.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2037. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />~iilni~iiliililliiiiimiiiil Miliiiliililiiiullliiilllllll iliTITIiill_iilm~ II( Iilriil <br />