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<br />200700935
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<br />paper, receipts, withdrawal receipts and deposit instruments relating to accounts or
<br />deposits in, certificates of deposit of, or investments with or through banks, savings and
<br />loan brokers, mutual fund companies or other institutions or association, proofs of loss,
<br />evidences of debts, releases, and satisfactions of mortgages, liens, judgments, security
<br />agreements and other debts and obligations and such other instruments in writing of
<br />whatever kind and nature as may be necessary or proper in the exercise of the rights and
<br />powers herein granted.
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<br />7. To enter any safe deposit box, vault or other storage area leased by me alone or in
<br />conjunction with any other person, to sign such documents as may be necessary to gain
<br />access to same, and to examine, remove and keep the contents of same fully as I could if I
<br />were present.
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<br />8. To prepare, or cause to be prepared, federal, state and local tax returns and Internal
<br />Revenue Service, state and local powers of attorney; to execute and file federal, state, and
<br />local tax returns on my behalf and in my name; to respond to notices and audit inquires
<br />and to settle tax disputes.
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<br />9. To deal with and elect options under retirement plans including but not limited to
<br />annuities, pension plans, profit sharing plans, individual retirement accounts, rollovers,
<br />transfer and voluntary contributions of same; to apply for and maintain life insurance; to
<br />complete charitable contributions; to make statutory elections and disclaimers; and to
<br />settle, pursue, or appeal litigation on my behalf and in my name.
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<br />10. To make, execute, deliver and complete gifts of my property, whether real or
<br />personal, tangible or intangible, and without regard to whether such gifts are a part of
<br />estate planning or otherwise, and regardless of whether such gifts are a part of a pattern
<br />begun by me.
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<br />11. I grant to said attorney full power and authority to do, take, and perform, all and
<br />every act and thing whatsoever requisite, proper, or necessary to be done, in the exercise
<br />of any of the rights and powers herein granted, as fully for all intents and purposes as I
<br />might or could do if personally present, with full power of substitution or revocation,
<br />hereby ratifying and confirming all that said attorney, or his substitute or substitutes, shall
<br />lawfully do or cause to be done by virtue of this power of attorney and the rights and
<br />power herein granted.
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<br />12. No person shall be required to inquire as to the circumstances of the issuances or
<br />use of this instrument or as to the disposition of any proceeds paid to my attorney based
<br />on this instrument.
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<br />As used herein, "disability" or "incapacity" shall mean my ability to receive and evaluate
<br />information effectively or to communicate decisions, or both, is impaired to such an extent
<br />that I lack the capacity to manage my financial resources as determined by the certification of
<br />one licensed physician, and shall include by inability to take actions due to the involuntary
<br />detention or disappearance, as determined by affidavit of one party with knowledge
<br />regarding the same. I hereby waive any physician-client privilege for this limited purpose
<br />and authorize the disclosure or such certification by the physician to my agent for use by that
<br />person as necessary hereunder.
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