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<br />[Space Above This line For Recording Datal
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated........,............... p~:P~.-7!l.QZ............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .J.Qn.~.. r!l.~~f.~!\I.Q .l-!1.L.Q~.~~RI~.~~:.GA.~mQ!l, .IW~.Q~!\I.Q .~f:JP. Wl~~. .. .. . . . . . . . . . . . . . . . . . . .. ................ . . . . . . . . . .
<br /> . . . . . . . . . . . . . . .
<br />
<br />..................................................................r...................................................................................... .
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .Q~N~.Qf .QQNW.~~N...........................................................................................,....................
<br />Lender is a .GOR~QRATlO!\l...............................................,.................................,......... organized and existing under
<br />the laws of .THE S.l~JUHl.E~~A$M........................................ . Lender's address is . P. !l.~Q~PP. .QQ!\I.WH~!II'"~~. ~.~Q~7:Q7.7.Q......
<br />
<br />.........................................................................................................................................................
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~~.~ ~~ PQ~.Ir~.~f:J. .~.Q..~P.~ PQ. P.Qf:J.Ir~.~~, N~. ~~.~~? . . . . . . . . . ... ....... . . . . . . .. . . . . . . . ......... ...... . . . . . . . . . . .. .
<br /> . . .. . . . . . . .. . .
<br />(E) "Note" means the promissory note signed by Borrower and dated !l.~.!l.V.QQ7.................................................... . The
<br />Note states that Borrower owes Lender ~Jl<.T.Y .F.lY,f, THOIJ.&~N.rl A~P. NOI.lOO. . . . . .. . . . . . ...... , . . . ... ... . . . . . . . . . . . . . . . . . ...... . . . . ........
<br /> ... . . . , . . .
<br />.................................................. Dollars (V.S. $ .q~,.QQQ,QP........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than..................... DZ.D~.2.QlQ.....................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable 1:
<br />[J Adjustable Rate Rider D Condominium Rider
<br />[Xl Balloon Rider n Planned Vnit Development Rider
<br />D 1-4 Family Rider [] Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local stanItes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, film-appealable judicial opinions.
<br />(.1) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and intcrest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. ~260l et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />D Second Ilome Rider
<br />D Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Sankers Systems. 1M" St. Cloud, MN Form MD-l-NE 8/17/~000
<br />ref; 1/2001 (palle 1 of 7 pages)
<br />
<br />11111111111111111111111111111111111
<br />
<br />JB2AO
<br />
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