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<br />Words used in multiple sections of this docwnent are defined below and other words are defined in Sections 3. 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this docwnent are also provided in Section 16.
<br />(A) "Security Instrument" means this docwnent, which is dated..................... ..O.1:.U-20Q7............................, together
<br />with all Riders to this document.
<br />(B) "Borrower" is .O!l.l1IJY.D... H~{~ilJ~.~n.~ .~Q{i. A.. H~r~ilJ~/H~~b!l.rl~.~!l.d. W.if!!......................................................................
<br />
<br />(Space Above This Line For Recording Datal
<br />
<br />Borrower is the trustor under this Security lnstrwnent.
<br />(C) "Lender" is .~~.rj1~g.~ .~~f1.~...................,................................................................................................ .
<br />Lender is a .CPTP,Q{l;lt(QIJ.........."".............................................................................. organized and existing under
<br />the laws of . t~l!. ~~!l.t,ll.o.f, N!l~.r.a.~~!l.. . .. .. .. .. .. .. .. .. .. .. . .. .. .. .. .. .. .. .... . Lender's address is ..1.3~3. NQ{tb.w!!~.~ H!l.a.~,I.Q,.I;lpx.~ J.~~/..
<br />.Griln.~ .1~J~n~,. N~. .~~eQ2:9.1 ~.~...,."...........................................................................,....................................
<br />Lender is the beneficiary under this securitb lnstrwnent.
<br />(D) "Trustee" is .~!!rlt.~g~. ~~lJk. . p~,~ N W~. .~ .~.o.~~. p,q ,~~~.~ J.~~. . ~r.~IJ~. !~I.~IJ~,.r~JJ. ~e~o~-.~ J.~~........ . . . ' . . . .. . . . . . . . . . . . .. . . . ........
<br /> . .. .
<br />(E) "Note" means the promissory note signed by Borrower and dated Q J:~.HP.Ql................................................. . The
<br />Note states that Borrower owes Lender fPT~Y.1WP.lh.QU~and.tiY.lll1Ul1dr.lld.f.iftY.~i".a(ld 64/100,.................................................
<br />. .... .. .. .. .. .. .. .. .. .. .. . .. .. .. .. .. .. .. .. .. .. .... Dollars (U.S. $ .47/.~~~..f!~......................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .................. ..Ofl~O 12007...... ... .. .. .. .. . ..
<br />
<br />DEED OF TRUST
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<br />........................................................................................................................................................ .
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security lnstrwnent that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [cheek box as applicable):
<br />o Adjustable Rate Rider 0 Condominiwn Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or thc Property by a condominiwn association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, othcr than a transaction originated by check, draft, or similar
<br />paper instrwnent, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated tcller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Scction 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages dcscribed in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (Hi) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (H) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security I nstrwnent , "RESP A" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken titlc to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrwnent.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify) .......................
<br />
<br />Form 3028 1/01
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<br />:~~~:~~,::;:,~".g~O ~:~i~~::,:::~:;':;~,~~:oM"' UNIFORM INSTRUM: , ,,, _, !JL CiJL 1111111~111~11111IJI !IIIII
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