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<br />j10 <br />m <br />." <br />c: <br />t"lnZ <br />~>~ <br />nen <br />1l;:I: <br /> <br />Qs;! <br />m en <br />n:x: <br />;:lIl;; <br /> <br />U\ <br />o <br /> <br /> r......,:,. o~ <br /> c:...> C') (Jl <br /> c::> <br /> --.:J o -i <br /> ......, C J> N[ <br /> ....2\"'- ......, z-i <br />;;::J ~' ,...,., -irt1 <br />rTl {i-- co -<0 ~~ <br /><;") '- <br />( o ""Tl <br />o ' ....... ""T1z: - <br />'T1 ~I <br />0 ti, :r: rli <br />rr1 t' -0 J>CD <br />rt1 ::3 I :::0 <br />0 .J> <br />(FJ (f) <br /> ~ ;:><:; <br /> J> <br /> c::> -- <br /> en (f) cnZ <br /> (f) 0 <br /> <br />l\.) <br />IS <br />S <br />-...J <br />IS <br />S <br />CP <br />W <br />0') <br /> <br />,.fter Recording Return To: <br />HZ'MILICN M:RIG'(E o::MH'Nf, l'N ARI2'(NZ\ cr:RR:mr:I(N <br />2700 N:RIH CENTRAL AVENE, SJTIE l:ill <br />EKENIX, AAIZ(N'.\. 85OJ4 <br />lmn N.nter: CXXXl742201 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />\~ <br /> <br />0< <br />~ <br /> <br />> <br />C <br />< <br />> <br />Z <br />;;! <br />C') <br />1'1'1 <br />-t <br />=i <br />r- <br />m <br />en <br />m <br />:::c <br />:$ <br />C") <br />,...., <br />en <br /> <br />MIN: 1001993-0000742201-0 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, <br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JANUARY 31, 2007 , together <br />with all Riders to this document. <br />(B) "Borrower" is MICHELLE R. OBERSCHULTE AND KEVIN D. OBERSCHULTE, <br />HUSBAND AND WIFE, AS JOINT TENANTS AND NOT AS TENANTS IN COMMON <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE COMPANY <br /> <br />Lender is a ARIZONA CORPORATION organized <br />and existing under the laws of ARI ZONA <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA 85004 <br /> <br />(D) "Trustee" is GARY D. BYRNE, A MEMBER OF THE NEBRASKA BAR <br />ASSOCIATION <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 31, 2007 <br />The Note states that Borrower owes Lender ONE HUNDRED SIXTY-EIGHT THOUSAND AND <br />00/100 Dollars(U.S.$ 168,000.00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />FEBRUARY 1, 2037 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br />D Condominium Rider <br /> <br />D Planncd Unit Development Rider <br />D Biweekly Paymcnt Rider <br />D Second Home Rider <br />D Other(s) [specify] <br /> <br />Borrower Initials: ,l~ ~ <br /> <br />NEBRASKAuSingle Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMagic eJf!lYlJli~Ic--:' 800-649-7362 <br />www.docmagic.com <br />