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<br />200700763 <br /> <br />DOC 1D #: 00015753107801007 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenant,> contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />STATE OF NEBRASKA, HALL <br />The foregoing instrument was acknowledged before me this <br /> <br />County ss: <br />29th day of Januery <br /> <br />2007 <br /> <br />by <br /> <br />TOBIN ZERFAS AND MICHELLE ZERFAS, HUSBAND AND WIFE <br /> <br />My Commission Expires: <br />~'atth 27, 2009 <br /> <br />,/ k. ~B 1ie <br />\,-~.._ ............ ~JU' ..~ l <br />Notary ~lie <br /> <br /> <br />GENERAL NOTARY. State of Nebraska <br />M JANICE K. BOEHLE <br />Comm. E . March 27 2009 <br /> <br />CIi, -6A(NE) (0407) <br /> <br />CHL (08/05) <br /> <br />Page 11 of 11 <br /> <br />Form 3028 1/01 <br />