<br />200700676
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<br />explicitly or implicitly allow the parties to agree hy eontraet or it might be silent, hut such silence shall not he
<br />wnstrued as a prohihition against agreement by contract. In the event that any provision or clause of this Security
<br />Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security
<br />Instrument or th(, Note which can be given effect without the conflicting provision.
<br />As used in this Security Instrument: (a) words of the masculine gender shall mean and Include corresponding
<br />neuter words or words of the feminine gender; (b) words in the singular shall mean and Include the plural and vice
<br />versa; and (c) the word "may" gives sole discretion without any obligation to take any action.
<br />17, Borrower's Copy. Borrower shall be given one copy oftheNote and of this Security Instrument.
<br />18, Transfer of the Property or a Beneficial Interest in Borrower, As used in this Section 18, "Interest in
<br />the Property" means any legal or heneficial interest in the Property, including, but not limited to, those heneficial
<br />interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement. the intent
<br />of which is the transfer of title by Borrower at a future date to a purchaser.
<br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a
<br />natural person and a beneficial interest in Borrower Is sold or transferred) without Lender's prior written consent.
<br />Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option
<br />shall not be exercised by Lender if such exercise Is prohibited by Applicable Law.
<br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a
<br />period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower
<br />must pay all sums secured by this Security Instrument. If Borrower falis to pay these sums prior to the expiration of
<br />this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand
<br />on Borrower.
<br />19, Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions. Borrowcr shall
<br />have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a)
<br />five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such
<br />other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a
<br />judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender ali sums which
<br />then would be due under this Security Instrument and the Note as If no acceleration had occurred; (b) cures any default
<br />of any other covenants or agreements; (c) pays all expenses Incurred in enforcing this Security Instrument. including.
<br />hut not limited to, reasonable attorneys' fees. property inspection and valuation fees, and other fees Incurred for the
<br />purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such
<br />action as Lender may reasonably require to assure that Lender's interest in the Properly and rights under this Security
<br />Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged.
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms,
<br />as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check,
<br />provided any such check is drawn upon an Institution whose deposits are Insured by a federal agency, instrumentality
<br />or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations
<br />secured hereby shall remain fully effective as ifno acceleration had occurred. However. this right to reinstate shall
<br />not apply in the case of acceleration under Section 18.
<br />20. Sale of Note: Change of Loan Servicer: Notice of Grievance. The Note or a partial interest in the Note
<br />(together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might
<br />result In a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note
<br />and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security
<br />Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale
<br />of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will
<br />state the name and address of the new Loan Servicer, the address to which payments should be made and any othcr
<br />Information RESP A requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter
<br />the Loan Is serviced by a Loan Servlcer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed
<br />by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual
<br />litigant or the membl,r of a class) that arises from the other party's actions pursuant to this Security Instrument or that
<br />alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument.
<br />until such Borrower or Lender has notined the other party (with such notice given In compliance with the requirements
<br />of Section 15) of such alleged breach and afforded the othcr party hereto a reasonable period after the giving of such
<br />notice to take corrective action. If Applicable Law provides a time period which must elapse before certain al:tion
<br />can be taken, that time period will he deemed to he reasonable for purposes of this paragraph. The notice of
<br />acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given
<br />to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action
<br />provisions of tbls Section 20.
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Suhstances" are those substances
<br />defined as toxic or hazardous suhstances, pollutants, or wastes by Environmental Law and the following substances:
<br />gasoline, kerosene, other flammahle or toxic petroleum products, toxic pestiddes and herbicides, volatile solvents,
<br />materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal
<br />laws and laws of the jurisdiction where the Property Is located that relate to health, safety or environmental protection;
<br />(c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined In
<br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause. contribute to, or
<br />otherwise trigger an Environmental Cleanup.
<br />
<br />NE6RASKA-.Singte FamitYnFannie Mae/Freddie Mac UNIFORM INSTRUMENT. MERS
<br />Form 3026 1/01 Page 6 of 10
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