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<br />200700673 <br /> <br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any <br />amounts under Section 3 of this Security Instrument. <br /> <br />(Q) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. Section 2601 ct seq.) and its implementing <br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor <br />legislation or regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all <br />requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not <br />qualify as a "federally related mortgage loan" under RESP A. <br /> <br />(R) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />TRANSFER OF RIGHfS IN mE PROPERTY <br /> <br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's successors and assigns) and <br />the successors and assigns of MERS. This Security Instrument secures to Lender: (i) the repayment of the Loan, and all <br />renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under <br />this Security Instrument and the Note. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with <br />power of sale, the following described property located in the <br />County of HALL <br /> <br />[Type of Recording Jurisdiction] [Name of Recording Jurisdiction] <br /> <br />~~XlX~JOmH~mm~~nx <br />&MADE A PART HEREOF." <br /> <br />LOT 13, EXCEPT FOR THE EASTERLY 5 FEET AND THE WESTERLY 48 FEET, <br />THEREOF, IN BLOCK 1, WESTERHOFF'S FIRST SUBDIVISION, GRAND ISLAND, <br />HALL COUNTY, NEBRASKA. <br /> <br />Parcel ID Number: 400112558 <br />3112 W 18TH ST <br /> <br />which currently has the address of <br /> <br />GRAND ISLAND <br />("Property Address"): <br /> <br />[City] , Nebraska <br /> <br />68803 <br /> <br />[Street] <br />[Zip Code] <br /> <br />TOGEmER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." Borrower understands and agrees <br />that MERS holds only legal title to the interest granted by Borrower in this Security Instrument, but, if necessary to comply <br />with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all of <br />those interests, including, but not limited to, the right to foreclose and sell the Property; and to take any action required of <br />Lender including, but not limited to, releasing and canceling this Security Instrument. <br /> <br />.. ~A(NE) (0407).01 <br />@ <br />DDS-NET <br /> <br />Page 3 of 15 <br /> <br />Inffie~: V H <br />~ <br /> <br />Form 3028 1/01 <br />