<br />200700581
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<br />Unless othcrwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to
<br />the Secured Dcbt, whether or not then due,' at Beneficiary's option. Any application of proceeds to principal shall not
<br />extend or postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid
<br />to the Grantor. If the Property is acquired by Beneficiary, Trustor's right to any insurance policies and proceeds resulting
<br />from damage to the Property before the acquisition shall pass to Beneficiary to the extent of the Secured Debt immediately
<br />before the acquisition.
<br />20. ESCROW FOR TAXES AND INSURANCE. Unlcss othcrwisc providcd in a scparatc agreemcnt, Trustor will not be
<br />rcquircd to pay to Beneficiary funds for taxes and insurance in escrow.
<br />21. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Trustor will provide to Beneficiary upon request, any
<br />financial statement or infonnation Beneficiary may deem reasonably necessary. Trustor agrees to sign, deliver, and file any
<br />additional documents or certifications that Beneficiary may consider necessary to perfect, continue, and preserve Granlor's
<br />obligations under this Security I nstrwnent and Beneficiary's lien status on the Property.
<br />22. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under
<br />this Security Instrument arc joint and individual. If Trustor signs this Security Instrument but does not sign an evidence of
<br />debt, Trustor does so only to mortgage Trustor's interest in the Property to secure payment of the Secured Debt and
<br />Trustor does not agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between
<br />Beneficiary and Trustor, Trustor agrees to waive any rights that may prevenl Beneficiary from bringing any action or claim
<br />against Trustor or any party indebted under the obligation. These rights may include, but are not limited to, any
<br />anti-deficiency or one-action laws. Trustor agrees that Beneficiary and any party to this Security Instrument may extend,
<br />modify or makc any change in the terms of this Security Instrument or any evidence of debt without Trustor's consent.
<br />Such a change will not release Trustor from the terms of this Security Instrument. The duties and benefits of this Security
<br />Instrument shall bind and benefit the successors and assigns of Trustor and Beneficiary.
<br />23. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instrwnent is governed by the laws of the
<br />jurisdiction in which Bcncficiary is located, except to the extent otherwise required by the laws of the jurisdiction where
<br />the Property is located. This Security Instrwnent is complete and fully integrated. This Security Instrument may not be
<br />amended or modified by oral agreement. Any section in this Security Instrwnent, auachments, or any agreement related to
<br />the Secured Deht that conflicts with applicable law will not be effective, unless that law expressly or impliedly pennits the
<br />variations by written agreemenl. If any section of this Security Instrument cannot be enforced according to its tenus, that
<br />section will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used,
<br />the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security
<br />Instrument are for convenience only and are not to be used to interpret or define the temls of this Security Instrument.
<br />Time is of the essence in this Security Instrument.
<br />24. SUCCESSOR TRUSTEE. Beneficiary, at Beneficiary's option, may from time to time remove Trustee and appoint a
<br />successor trustee without any other fonnality than the designation in writing. The successor trustee, without conveyance of
<br />the Property, shall succeed to all the title, power and duties conferred upon Trustee hy this Security Instrwnent and
<br />applicable law.
<br />25. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail
<br />to the appropriate party's address on page I of this Security Instrument, or to any other address designated in writing.
<br />Notice to one trustor will he deemed to be notice to all trustors.
<br />26. WAIVERS. Except to the extent prohibited by law, Trustor waiVe:~ all appraisement and hotilestead exeihpiioIifiglits
<br />relating to the Property.
<br />27. OTHER TERMS. If checked, the following are applicable to this Security Instrument:
<br />
<br />[XJ Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be
<br />reduced to a zero balance, this Security Instrument will remain in effect until released.
<br />o Construction Loan. This Security Instrument secures an obligation incurred for thc construction of an improvement
<br />on the Property.
<br />o Fixture Filing. Trustor grants to Beneficiary a security interest in all goods that Grantor owns now or in the future
<br />and that are or will become fixtures related to the Property. This Security Instrwnent suffices as a financing
<br />statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the
<br />Uniform Commercial Code.
<br />
<br />D Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and
<br />amend the tenns of this Security Instrument. [Check all applicable boxes]
<br />D Condominium Rider D Planned Unit Development Rider D Other ..................................................
<br />o Additional Terms.
<br />
<br />
<br />e/ow, Trustor agrees to the terms and covenants contained ill tbis Security Instrwlleh( an(f in any
<br />wledges receipt of a copy of this Security Instrument on tbe date stated on page 1.
<br />
<br />'7-- / -
<br />(L~od ~;~w,.~L,................h l..~?;;,).
<br />
<br />ACKNOWLEDGMENT:
<br />STATE OF PENtdS.'(lVANIA................................, COUNTY OF .. P'~.~'.I.'~.............. _........:..............} ss.
<br />This instrument was acknowledged before me tbis ......1.~.......... day of .. .7~:,: ':';":9:... .. .. .. . ~C:~'?.. .. . ....... .. . .. ..
<br />by !3.~I\IE.~, _q~td.4w.IS.H;.CAflOU,(JAI\Il3.WJSH,.l:tlJ.SaANO.4to1O.wI~E.A.S,JJ msJ.Oas.................... .......................... ..... ....... .
<br />My commission expires: ~ >/.~,
<br />4/rf/N ............. .4d..~~~~........... .......... .........
<br />
<br />(Individual)
<br />
<br />(Nutary Public)
<br />
<br />Ex{ie~ "" 1994 Bankers Systems, Inc., St. Cloud, MN Form RE-DT-NE 1/30/2002
<br />
<br />COMMONWEALTH OF PENNSYLVANIA
<br />Notarial Seal
<br />Brian Hostetler, Notary Public
<br />Lower Paxton Twp., Dauphin County
<br />My Commission Expires Apr. 8, 2010
<br />Member. Pennsylvania Association of Notaries
<br />
<br />(page 4 of 4)
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