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<br />200700545 <br /> <br />0157716903 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br />t - ~..d <br />9ta.......:i '" <br />R013ERT RAGL /' <br /> <br />(Seal) <br />- Borrower <br /> <br />page 4 <br /> <br />I0036G Rev. 03/30/05 <br />