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<br />200700545 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />t~"'fiL-f <br /> <br />(Seal) <br />BOlTower <br /> <br />SNE17 Rev 1V27JOO <br /> <br />Page 17 of 16 <br /> <br />Initials:-.R,~. <br /> <br />FORM 3028 1/01 <br />