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REAL ESTATE DEED OF TRUST (With Future Advance Clause) D Construction Security Agreement D Master form recorded by __ _ __ __ _ __ __ _ _ __ __ _ __ _ _ __ _ _ __ __ 1. DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is The parties and their addresses are: ".2 0, 50 -~~~~~ry_Q8L_?q97_ TRUSTOR:EDWARD M KLIMEK, A SINGLE PERSON 1804 N HOWARD CT GRAND ISLAND, NE 68803 D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and acknowledgments. TRUSTEE: Arend R. Baack, Attorney P. O. Box 790 Grand Island, NE 68802 BENEFICIARY: Home Federal Savings and Loan Association of Grand Island 221 South Locust Street Grand Island, NE 68801 Organized and Existing Under the Laws of The State of Nebraska 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described property: LOT TEN (10), IMPERIAL VILLAGE SEVENTH SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA. The property is located in __ __ f{~g_ (County) -- - -- -- - - -- - - - -- - - -- - - -- - -- - -- --~~ _gl~__ __ __ _' Nebraska f?!l!lQ3____ (Address) (City) (ZIP Code) Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). at ~~9~ ~_ J:~Olf~ CT 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall not exceed $1_-t,-~~~ '- QQ _ _ __ _ _ _ __ __ __ __ . This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this Security Instrument. 4. SECURED DEBT AND FUTURE AnV ANCES. The term "Secured Debt" is defined as follows: A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s) secured and you should include the final maturity date of such debt(s).) A Line of Credit Agreement dated 01/08/2007 NEBRASKA - HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USEI ~@ 0 1994 Bankers Systems, Inc., St. Cloud, MN Form OCP.REDT-NE 5/1 0/2005 . -C465(NE) 105061 VMP Mortgage Solutions, Inc. @ C-07-01-08-000029 (page 1 of 4)