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<br /> " 10 ~ :.'~"" <br /> m <br /> ." <br /> ~ c: O:J: <br /> rl n Z ?\ <br />I\.) :l: ~ 0 <br />IS m ~ <br />is , n en <br />-..J 'll: :J: <br />is ~ <br />IS <br />+:. ~ <br />is <br />.j:;::. <br /> <br /> ~ <br /> c:;:.;,o OW 1'1 <br /> <:::3 0 <br /> ~l.. ~ O-i ::s <br /> r'"_ c::> '" S' <br />;0 ~" Z-i <br />::0 -i1'Tl ! <br />I"T1 .,.. Z 0 <br />~,~- -<0 <br />I--" o -., 0 ar <br />"'T1 en -"Z <br /> r -..] <br /><::> :r rTl - <br />m -0 l> CO 0 I <br />m ::3 . :::0 <br />0 ,p- 0 <br />en en <br /> GoiI ;:><;: ....c:: <br /> > 0 <br /> ....:= -.- <br /> c.o en ....c <br /> en f <br /> <br />After Recording Return To: <br /> <br />U. S. Bank Home Mortgage <br />Attn: Final Documentation Dept. <br />221 West Cherry Street <br />Nevada, Missouri 64772 <br /> <br />(Space Above This Line For Recording Data) <br /> <br />Loan Number 7810466933 <br />MIN Number 100021278104669333 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY 16, 2007, together with all <br />Riders to this document. <br />(B) "Borrower" is AMBER RATERMAN and NATHAN RAT ERMAN, WIFE AND HUSBAND. <br />Borrower is the trustor under this Security Instrument. <br />(C) ''Lender'' is ACCEPTANCE FIRST MORTGAGE, INC. Lender is a CORPORATION organized and <br />existing under the laws of NEBRASKA. Lender's address is 1932 ASPEN CIRCLE, SUITE B , GRAND <br />ISLAND, NEBRASKA 68803. <br />(0) "Trustee" is OLD REPUBLIC NATIONAL TITLE INSURANCE . COMPANY <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number ofP.G. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 16, 2007. The Note states <br />that Borrower owes Lender SIXTY-NINE THOUSAND TWO HUNDRED FIFTY AND 00/100ths Dollars <br />(U.S.$69,250.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2037. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />NEBRASKA-Single Family-FannIe Mae/Freddie Mac UNIFORM INSTRUMENT <br /> <br />Form 3028 I/OI (page 1 of 13 pages) <br /> <br /><;:;;--- <br />,J"" <br />-~ <br />\~.'- <br />