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<br />.:-,200700361 :;t <br /> <br />postage pre-paid, (b) received by overnight delivery service, (c) received by telex, (d) received by telecopy, (e) received through the <br />internet, or (t) when personally delivered. <br /> <br />6.10 Release of Rights of Dower, Homestead and Distributive Share. Each of the undersigned hereby relinquishes all rights <br />of dower, homestead and distributive share in and to the Property and waives all rights of exemption as to any of the Property. <br /> <br />6.11 Copy. The Trustor hereby acknowledges the receipt of a copy of this Deed of Trust, together with a copy of each <br />promissory note secured hereby, and all other documents executed by the Trustor in connection herewith. <br /> <br />6.12 Usury Savings Clause. Notwithstanding anything herein or in the Note to the contrary, no provision contained herein or in <br />the Note which purports to obligate the Trustor to pay any amount of interest or any fees, costs or expenses which are in excess of <br />the maximum permitted by applicable law, shall be effective to the extent that it calls for the payment of any interest or other sums in <br />excess of such maximum. All agreements between the Trustor and the Beneficiary, whether now existing or hereafter arising and <br />whether written or oral, are hereby limited so that in no contingency, whether by reason of demand for payment of or acceleration of <br />the maturity of any of the indebtedness secured hereby or otherwise, shall the interest contracted for, charged or received by the <br />Beneficiary exceed the maximum amount permissible under applicable law. If, from any circumstance whatsoever, interest would <br />otherwise be payable to the Beneficiary in excess of the maximum lawful amount, the interest payable to the Beneficiary shall be <br />reduced to the maximum amount permitted under applicable law; and if from any circumstance the Beneficiary shall ever receive <br />anything of value deemed interest by applicable law in excess of the maximum lawful amount, an amount equal to any excessive <br />interest shall at the Beneficiary's option, be refunded to the Trustor or be applied to the reduction of the principal balance of the <br />indebtedness secured hereby and not to the payment of interest or, if such excessive interest exceeds the unpaid balance of <br />principal indebtedness secured hereby, such excess shall be refunded to the Trustor. This paragraph shall control all agreements <br />between the Trustor and the Beneficiary. <br /> <br />6.13 Riders. The rider(s) attached hereto and recorded together with this Deed of Trust are hereby fully incorporated into this <br />Deed of Trust. [Check applicable box(es)] D Condominium Rider D Second Deed of Trust Rider 0 Construction Loan Rider <br /> <br />o Other(s) (Specify) <br /> <br />[SIGNATURE(S} AND NOTARIZATION ON NEXT PAGE] <br /> <br /> <br />., <br /> <br />"t.! , <br />,~, <br />.k-~,;;'. , <br />.~,~ ~ <br /> <br />L_ ","'""' ,'__..,,~ \." <br /> <br />.". .~y\ I <br /> <br />1714NE <br /> <br />Page 7 of 8 <br />