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<br />200700328 <br /> <br />(F) Notice of Changes <br />The Note Holder will deliver or mail to me a notice of any changes in my interest rate and the amount of <br />my monthly payment before the etlective date of any change. The notice will include information required by <br />law to be given to me and also the title and telephone number of a person who will answer any question I may <br />have regarding the notice. <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant 18 of the Sel.:urity Instrument is amended to read as follows: <br /> <br />Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, <br />"Interest in the Property" means any legal or beneficial interest in the Property, including, but not <br />limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment <br />sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a <br />future dale to a purl.:haser. <br /> <br />If all or any part of the Property or any Interest in the Properly is sold or lransferred (or if a <br />Hon'ower is nol a nalural person and a beneficial inlerest in Borrower is sold or transferred) without <br />Lender's prior written consent, Lender may require immediate payment in full of all sums secured by <br />this Sel.:urity Inslrument. However, this option shall nol be exerl.:ised by Lender if such exercise is <br />prohibited by Applicable I,aw. Lender also shall not exercise this option if: (a) Borrower causes to <br />be submitted to Lender information required by Lender to evaluate the intended transferee as if a <br />new loan were being made to the transferee; and (b) Lender reasonably determines that Lender's <br />security will not be impaired by the loan assumplion and that the risk of a breach of any covenant <br />or agreement in this Securily Inslrument is acceptable to Lender. <br /> <br />To the extent permitted by Applil.:ablc Law, Lender may charge a reasonable fee as a condition <br />to Lender's consent to the loan assumption. Lender may also require the transferee to sign an <br />assumption agreement that is al.:l.:eptable to Lender and that obligates the transferee to keep alllhe <br />promises and agreemenls made in the Note and in this Securily InSlrument. Borrower will l.:ontinue <br />to be obligated under the Nole and this Security Instrument unless Lender releases Borrower in <br />wriling. <br /> <br />If Lender exerl.:ises the option to require immediale payment in full, Lender shall give Borrower <br />noliee of ael.:c1eration. The notice shall provide a period of not less than 30 days from the date the <br />notice is given in accordance with Section 15 within which Borrower must pay all sums secured by <br />this Security Instrument. If Borrower fails lo pay these sums prior to the expiration of this period, <br />Lender may invoke any remedies permitted by lhis Security Instrument without further notice or <br />demand on Borrower. <br /> <br />_ -815R (0008) <br />@ <br />DDS-GAO <br /> <br />Initials:'U ~ (l..,J.!j <br /> <br />Page 3 of 4 <br /> <br />Form 3192 1/01 <br />