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, '~j',1 ..., 200700282 a. Snow removal on the driveways, parking spaces, public and private sidewalks and porches located on the Properties; b. Usual and customary care of the lawns located on the Properties as determined by the Association; c. Acquisition and maintenance of facilities and equipment necessary to water the lawns located on the Properties; d. Care of the islands located on Summerfield Avenue and on Meadow Way Trail and acquisition and maintenance of facilities and equipment necessary to provide water for the care of such islands; and e. Other maintenance necessary or desirable, in the discretion of the Association in regard to shrubs, vegetation or grass on Lots contained within the Properties or any drainage ditch contained within the Properties. The Association is specifically authorized hereunder to contract with any third party to manage the Properties or provide maintenance as provided herein. In the event that any maintenance or repair is caused through the willful or negligent act of any Owner, his or her family, guest or invitees, the cost of such maintenance shall be promptly paid by such Owner. The Association may, upon request from and with the written consent of any Owner, contract to have various maintenance or repair items performed for such Owner. Any maintenance or repair items so performed shall be the obligation of such Owner and not the obligation of the Association and such Owner shall promptly pay for any maintenance or repair items so performed. 6. Each Owner of any Lot contained within the Properties shall maintain insurance on the buildings and improvements located on such Lot in an amount not less than the replacement value of such buildings and improvements and provide proof of such insurance to the Association. Each such Owner take all action necessary so that any company providing such insurance shall notify the Association in the event of cancellation of such insurance and this Article III., Paragraph 6. shall constitute the consent of any such Owner for any such company providing such insurance to include within such insurance coverage provisions for notice of cancellation of such insurance to be provided directly to the Association. All insurance proceeds shall be applied toward repairing the damages suffered. In case the insurance proceeds are less that the cost of repairs, the excess cost shall be paid by the Owner of such Lot. All damaged structures shall be rebuilt and/or replaced. At the option of the Association, the Owner of any Lot within the Properties shall take all action necessary so that any company providing such insurance shall include within such insurance coverage an appropriate loss payable clause naming the Association as payee of insurance proceeds and this Article III., Paragraph 6. shall 8