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<br />200700154 <br /> <br />If Lender exercises the option to require immediate payment in full, Lender shall <br />give Borrower notice of acceleration. The notice shall provide a period of not less <br />than 30 days from the date the notice is given in accordance with Section 15 within <br />which Borrower must pay all sums secured by this Security Instrument. If Borrower <br />fails to pay these sums prior to the expiration of this period, Lender may invoke any <br />remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br /> <br />~~~ <br /> <br />CURT SMITH <br /> <br />.-838R (0402) <br />@ <br /> <br />/ ,//,/'""' ~--/-.. c-/I;' ~2: ----- <br />(Seall"-t.<-.--..---'-.-~,.L.-dY ,-.,-,<.:'.. -;r~~I) <br />-Borrower 'CHRISTI N E SMITH -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />1011653677 <br /> <br />Page 3 of 3 <br /> <br />Form 3138 1/01 <br />