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<br />N <br />iSl <br />iSl <br />-...j <br />iSl <br />iSl <br />....... <br />(J1 <br />....... <br /> <br />p <br />:- <br />~ <br />I <br /> <br /> ,. ~-~ <br /> m <br /> .." <br /> C n% <br />n Z ,...; ~i <br />~ 0 ~ <br />X ~ c--.> C(rJ <br />m <::= <br />n - ~..l. ~ 0-1 <br />~ :c c_ C:l> <br /> 0 ~ ~' ::I;) :z -I <br /> rT1 .~ Z -I'" <br /> 0 ~~- -<0 0 ~ <br /> 0-'" 0 <br /> "T1 (J1 ""z i <br /> 0 r J: rTl -...l <br /> "., -0 :l> en C) <br /> rTl ::3 r Xl <br /> 0 r-l> 0 3 <br /> (.r) (rJ <br /> ..::r A ,....... (1) <br /> l> (J1 a <br /> P-> .................... <br /> co en ....... i <br /> en <br />Loan Association of Grand Island <br /> <br />Return To: <br />Home Federal Savings and <br />221 South Locust St <br />Grand Island, NE 68801 <br />Prepared By: <br />Home Federal Savings and Loan Association of Grand Island <br />221 South Locust St <br />Grand Island, NE 68801 <br /> <br />~. <br /> <br />c~ <br />C> <br /> <br />[Space Above This Line For Recording Datal <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in <br />Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are <br />also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated January 05, 2007 <br />together with all Riders to this document. <br />(B) "Borrower" is MICHAEL A PANOWICZ and PATRICIA M PANOWICZ, HUSBAND AND <br />WIFE <br /> <br />Borrower is the trustor under this Security Instrument. <br /> <br />NEBRASKA - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />S-6INE) (04071,02 <br />@ <br /> <br />Form 3028 1/01 <br /> <br />Page 1 of 1 5 <br /> <br />Initials: __ p ~ <br /> <br />VMP Mortgage Solutions, Inc. k-- e-./ <br />