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<br />I'.) <br /><Sl <br /><Sl <br />""..J <br /><Sl <br /><Sl <br />....... <br />W <br />....... <br /> <br />:I>> <br />c:'I <br />~ <br />:z <br />;;! <br />G') <br />"" <br />-I <br />=i <br />r- <br />"" <br />en <br />'" <br />~ <br />n <br />"" <br />en <br /> <br />__ifter Recording Return To: <br /> <br /> ~ n ~ <br /> ::J: <br /> -n m en <br /> c: n ::t: <br />n Z '" <br />.1: E c ~f <br />rn ~ ,......, <br />n =..> OU? <br />~ ::t: c:::::> <br /> ~, -..2 O-i <br /> c__ C::l> <br /> ~~' =0 z-i <br /> ~ - :z -1m oar <br /> () -<0 <br /> o " 0 <br /> ..." Ul "::z: - <br /> Cl r :r rl1 ~I <br /> rT1 -0 pen <br /> "'1 ::3 r :::0 <br /> 0 r P <br /> (fJ (f) <br /> N ;><: <br /> l> <br /> 0 -- <br /> CO (rl ........2 <br /> (rl 0 <br /> <br />Decision One Mortgage Company, LLC <br />3023 HSBC Way <br />Fort Mill, South Carolina 29715 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280061256830 <br />MIN: J 0007791 0007231182 <br /> <br />oQ <br />C/~ <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated DECEMBER 29,2006, together with all <br />Riders to this document. <br />(B) "Borrower" is BRIAN NEARHOOD AND GRACE NEARHOOD, HUSBAND AND WIFE. Borrower <br />is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 3023 HSBC WAY, <br />FORT MILL, SOUTH CAROLINA 29715. <br />(0) "Trustee" is OLD REPUBLIC NATIONAL TITLE INS.. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 29,2006. The Note states <br />that Borrower owes Lender SEVENTY-FOUR THOUSAND SEVEN HUNDRED AND OO/lOOths Dollars <br />(U.S.$74,700.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 1, 2037. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />.6 IC/J ~ <br />~ilil"irniililrlrlili~iii~rliIFliiulilmil Mar liiililiiliITIII~illI~i1iilllllllll ~llilllnflilli(IYII~iflllllr(lllIffl[lill <br />