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<br />[Space Above This Line For Recording Data]
<br />
<br />DEED OF TRUST
<br />
<br />(.-13(, .trV
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ J .4'~.1JQQG. .. . . . . . .. . . . . . . . . . . . . . . . . . . ., together
<br />with all Riders to this document.
<br />(B) "Borrower" is N1y)~~ f.~9~i~QQ .a.n.l\ .C.qQ~t.a.n.~q M, Ro.b.i~9P, H4~~~Q4.~Q~ .\lVil.e... ... ... ... ... ... ... ... ... ... .. . ... ... ... . .. ... ... ... ... ... ... ...
<br /> ... .. . ..
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~!\N~.Qf.QPNI.~~!\N................................................................................................................ .
<br />Lender is a .G9(RQt~ti9P.............................................................................................. organized and existing under
<br />the laws of . ,~~ .s.t~~~.Qt f'l.e.~r~.ska. ... ...... ............ ..................... ... . Lender's address is . P. P. ~J:l~.~7P, .QQf'l.IpH~f'l,.I1I~..6.~e~7:07.7.Q. ... ..
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is .~~Q~.o.f.P!l.n.ip~~p. .p.Q.~Q~P9. .Ql!Qip.h.a.n,.~~. .~~~~.2....................................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated .1.Hl:7.QQ~.................................................... . The
<br />Note states that Borrower owes Lender r~p.t~Q4~~QQ .a.114 1\Il1JJl.Q. ... ... ... ... ... ... ... ... ... ... ... .. . ... ... . .. ... ... ... ... ... ... ... ... ... ... ... ... ..
<br />.................................................. Dollars (V.S. $ .1Q,QQQ:QQ........................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than..................... 0.1..02.2.Q1l.....................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />o Balloon Rider 0 Planned V nit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point~of~sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 V.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify] .......................
<br />
<br />Form 3028 1/01
<br />
<br />;;~~~~~;:,:~".~~ ~::i%;;-~:.~"~~~:;n;;~,~~::' Moo UNifORM INSTRUM: J "f' po,") 'l!M/f rn II~IBI,I'~I
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