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<br />N <br />S <br />S <br />(j) <br />....:.. <br />....:.. <br />01 <br />-..,J <br />eN <br /> <br />~ <br /> <br />:z: <br />~ <br />rrI <br />..... <br />=i <br />r- <br />rrI <br />V) <br />'" <br />~ <br />c:; <br />rrI <br />V) <br /> <br /> ;10 n R ~.,). f <br /> m ., ("":1 Co; <br /> :c ~:. .-:~ C> <br /> ~ ~:'-:' .Jt 0 --~ <br /> c: m c::: }> N <br /> Z n ::c r:_-:-=,=~ ..~ ---; <br />n ~ ~-T" ""-- <br />~ 0 :.~'t,~ -4 ' . C> <br />:c C~ -< <br />~ (".''-\ <br />~ ',~ : rv C) a- <br />en \.~) -""1 <br /> (~-~~ CD <br />~ X ."'r-, G) <br /> \f\ -'1) '- ~~. <br /> - ' ., r- <br /> \f\ , -=3 . . f-" <br /> r".') .. ,-- ~.:".... <br /> 0 (,.n I'.L. ,"/! Ul <br /> \ N ~ <br /> ,,- ;':)10 --J <br /> V c> .........- '--' <br /> c::> (ll W <br /> (0 ~ <br /> <br /> <br />(,6. t;o <br /> <br />[Space Above This Line For Recording Data] <br /> <br />Loan No: 450610928 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />II, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated December 22,2006 <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Sean E. Hedges and Lea Anne Hedges, Husband and Wife <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br /> <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Central National Bank <br /> <br />Nebraska <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated December 22,2006 <br />The Note states that Borrower owes Lender <br />One Hundred EightyTwo Thousand DOLLARS and Zero CENTS <br />Dollars (U .S. $ 182,000.00 ) plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than January 1, 2037 <br /> <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI #FNMA3028 4102 Page 1 of 13 Initials: <br />