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<br />200611351 <br /> <br />SECURITY INSTRUMENT ADDENDUM <br /> <br />THIS RIDER ADDENDUM is made this 18th day of December, 2006 and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust, <br />or Security Deed (the "Security Instrument') of the same date given by the undersigned <br />("Borrower") to secure Borrower's Note (the "Note") to <br /> <br />M&I Bank FSB <br /> <br />("Lender') of the same date and covering the property described in the Security Instrument and <br />located at: 116 BEACHWOOD DRIVE <br />GRAND ISLAND, NE 66803 <br /> <br />(the "Property"). <br /> <br />Additional Covenants. Notwithstanding anything to the contrary set forth in the Note <br />or Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />"Riders" means all Riders to this Security Instrument that are executed by Borrower. <br />The following Riders are to be executed by Borrower [check box as applicable]: <br /> <br />~ Adjustable Rate Rider ~ Condominium Rider ~ Second Home Rider <br />Balloon Rider Planned Unit Development Rider 1-4 Family Rider <br />VA Rider Biweekly Payment Rider other(s) [specify] <br />Prepayment Penalty Rider <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in <br />thi Rider Addendum. <br /> <br /> <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower - Borrower <br /> <br />LN:**0540 <br /> <br />ZRider01.uff <br /> <br />9/06 <br /> <br />Page 1 of 1 <br />