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<br />200611333 <br /> <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a <br />condition to Lender's consent to the loan assumption. Lender may also require the transferee to sign <br />as assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the <br />promises and agreements made in the Note and in this Security Instrument. Borrower will continue to <br />be obligated under this Note and Security Instrument unless Lender releases Borrower in writing. <br />If Lender exercises the option to require immediate payment in full, Lender shall give <br />Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the <br />date the notice is given in accordance with Section 15 within which Borrower must pay all sums <br />secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this <br />period, Lender may invoke any remedies permitted by this Security Instrument without further notice <br />or demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenus and covenants contained in this Adjustable <br />Rate and Balloon Rider. <br /> <br />(~Z~~ (Seill) <br /> <br />// JAMES E. ROBISON -Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />[Sign Original Only] <br /> <br />MFCD6205 <br />FF038613 <br /> <br />Page 3 of3 <br /> <br />4001199987 <br />6 Month LIBOR Adjustable Rate and Balloon Rider - Multistate form <br />