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<br />200611246 <br /> <br />PREPAYMENT RIDER <br /> <br />0156549412 <br /> <br />THIS PREPAYMENT RIDER is made this ...??~.L.... day of ...N9.V.~.M~J;H... ...?9.9.L... . and is <br />incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed (the "Security Instrument") of the same date given by the undersigned (the <br />"Borrower") to secure Borrower's Note to ................................................ <br />..... WJ;.~.~.$. .fA.B~9.. ~!~N.K,. NA............................................................................................... of the same <br />date and covering the Property described in the Security Instrument and located at: <br />. ~.??1..N. .1:1!-!.~T.9.N. A~.~.r~NI;\ .~eAN.I?.!~.~.~N.R ,.N~. ..~.~~Q~................................. <br />(Property Address) <br /> <br />PREPAYMENT COVENANTS. In addition to the covenants and agreements <br />made In the Security Instrument, Borrower and lender further covenant and agree as follows: <br /> <br />I have the right to make payments of principal at any time before they are dUe. <br />A prepayment of all of the unpaid principal is known as a "full prepayment." A prepayment of <br />only part of the unpaid principal is known as a "partial prepayment." <br /> <br />Except as provided below, I may make a full prepayment or a partial <br />prepayment at any time without paying any penalty. However, If within the first .thr.e.e.... (..~..) <br />year(s) after the execution of the Security Instrument I make full prepayment, I will pay a <br />prepayment charge as follows: <br /> <br />.le If within the first year after the execution of the Security Instrument I make full prepayment, I <br />will pay a prepayment charge in an amount equal to three percent (3%) of the original <br />principal amount. If within the second year after the execution of the Security Instrument I <br />make full prepayment, I will pay a prepayment charge in an amount equal to two percent (2%) <br />of the original principal amount. If within the third year after the execution of the Security <br />Instrument I make full prepayment, I will pay a prepayment charge in an amount equal to one <br />percent (1 %) of the original principal amount. <br /> <br />Prepayment Rider <br /> <br />(Page t of 2) <br />PP010A Rev. 09/13/05 <br /> <br />ft1{7Yfr <br />