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<br />200611202 <br /> <br />(F) Notice of Changes <br />The Note Holder will deliver or mall to me a notice of any changes In my Interest rate and the amount of <br />my monthly payment before the effective date of any change. The notice willloelude information required <br />by law to be given me and also the title and telephone number of a person who will answer any question I <br />may have regarding the notice. <br /> <br />B. TRANSFER OF THE PROPERTY OR A BENEFICIAL INTEREST IN BORROWER <br />Uniform Covenant 18 of the Security Instrument is amended to read as follows: <br /> <br />Transfer of the Property or a Beneficial Interest in Borrower. If all or any part of the Property or <br />any Interest in the Property is sold or transferred (or if a Borrower is not a natural person and a beneficial <br />Interest in Borrower Is sold or transferred) without Lender's prior written consent, Lender may, at its option, <br />require Immediate payment In full of all sums secured by this Security Instrument. However, this option <br />shall not be exercised by Lender If exercise is prohibited by Applicable Law. Lender also shall not exercise <br />this option if: (a) Borrower causes to be submitted to Lender Information required by Lender to evaluate the <br />intended transferee as If a new loan were being made to the transferee; and (h) Lender reasonably <br />determines that Lender's security will not be impaired by the loan assumption and that the risk of a breach <br />of any covenant or agreement in this Security Instrument is acceptable to Lender. <br /> <br />To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to <br />Lender's consent to the loan assumption. Lender may also require the transferee to sign an assumption <br />agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and <br />agreements made In the Note and In this Security Instrument. Borrower will continue to be obligated under <br />the Note and this Security Instrument unless Lender releases Borrower In writing. <br /> <br />If Lender exercises the option to require immediate payment in full. Lender shall give Borrower notice of <br />acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in <br />accordance with Section 15 within which Borrower must pay ali sums secured by this Security Instrument. <br />If Borrower falls to pay these sums prior to the expiration of this period, Lender may invoke any remedies <br />permitted by this Security Instrument without further notice or demand on Borrower. <br /> <br />Initlala, 13 (A t' f <br /> <br />00635279 <br /> <br />P''lIa3014 <br /> <br />M [V1 B <br /> <br />(2128 & J/27 UBUR ARM RIDER) <br />3192-l11SR <br />JB 050008 07/21/00 <br />