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When recorded return to: <br />LSI — North Recording Division <br />Dudley Blvd <br />Mc <br />McClellan, CA 95652 <br />(goo) 964 -3524 <br />LOAN NO.: W- 0001357923 <br />TITLE NO.: XN- 081983 <br />ESCROW NO.: W- 1357923 <br />200611162 <br />State of Nebraska & Space Above This Line For Recording Data <br />REAL ESTATE DEED OF TRUST <br />(With Future Advance Clause) <br />1 Construction Security Agreement <br />1 Master form recorded by ........................ ............................... <br />MIN: 1001.371- 0001357923 -2 <br />L DATE AND PARTIES. The date of this Deed of Trust (Security Instrument) is ••• NOVEMBER 2.8.1.... 2006 <br />and the parties, their addresses and tax identification numbers, if required, are as follows: <br />TRUSTOR: <br />MONTE C. HACK AND SHERYL S. HACK, HUSBAND AND WIFE, AS JOINT TENANTS <br />1 if checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and <br />acknowledgments. <br />TRUSTEE: <br />SECURED FUNDING CORP <br />BENEFICIARY: <br />SECURED FUNDING CORP., A CALIFORNIA CORPORATION <br />2955 REDHILL AVENUE; COSTA MESA, CALIFORNIA 92626 <br />"MERS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as a <br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument. <br />MERS is organized and existing under the laws of Delaware, and has an address and telephone number of P.U. Box 2026, <br />Flint, MI 48501 -2026, tel. (888) 679 -MERS. <br />CONVEYANCE. The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's <br />successors and assigns) and the successors and assigns of MERS. For good and valuable consideration, the receipt and <br />sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Trustor's perforunance under <br />this Sppecurity instrument, Trustor irrevocablypy grrpantss, conveys and sells to Trustee, in trust for the benefit of Beneficiary, <br />with LOT- OURTEEN(14), WESTWOOD PARK FOUR `l`H SUBDIVISION, IN THE CITY OF GRAND ISLAND, <br />HALL COUNTY, NEBRASKA. <br />PARCEL NUMBER: 400392682 <br />The property is located in ..... HALL..................................................... <br />(County) <br />4130 WEST FAIDLEY AVENIJE GRAND ISLAND 68803 <br />.............................. ............................... ................... .............................., Nt braska ....................... <br />(Address) (City) (ZiP Code) <br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian <br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may <br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property "). Grantor <br />understands and agrees that MERS holds only legal title to the interests granted by Grantor in this Security Instrument; <br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors and assigns) has <br />the right: to exercise any or all of those interests, including, but not limited to, the right to foreclose and sell the Property, <br />and to take any action required of Lender, including but not limited to, releasing and canceling this Security Instrument. <br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time shall <br />not exceed $ ............................? ,8FOA0 ......... . This limitation of amount does not include interest and other fees <br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under <br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this <br />Security Instrument. <br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: <br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt <br />described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the <br />debt(s) secured and you should include the final maturity date of such debt(s).) <br />THE TOTAL PRINCIPAL AMOUNT SECURED BY THIS SECURITY INSTRUMENT IS: $ 25,860.00 <br />HOME EQUITY LiNE SECURITY AGREEMENT DATED: NOVEMBER 28, 2006 <br />THIS OBLIGATION IS DUE AND PAYABLE ON: DECEMBER 01, 2031 <br />ORIGINAL INITIALS <br />NEBRASKA- HOME EQUITY LINE OF CREDIT DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE) <br />- 1994 Bankers Systems, Inc., St. Cloud, MN Form RFCCCPREDTNE 4/9/2002 <br />(page 1 of 4) <br />