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<br />RE.RECORDED
<br />200611098
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<br />____.er Recording Return To:
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<br />2700 N:RIH c::ENIRAL AVEN.E, SJTIE J3XJ
<br />EKENIX, AAIZ(NZ\ 85CXJ4
<br />lo3n N.nt.er: (JJ(JJ640263
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<br />DEED OF TRUST
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<br />MIN: 1001993-0000640263-3
<br />
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16_
<br />
<br />(A) "Security Instrument" means this document, which is dated OCTOBER 25, 2006
<br />with all Riders to this document.
<br />(B) "Borrower" is CARRIE L. DRAMSE, A MARRIED PERSON
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is HAMILTON MORTGAGE COMPANY
<br />
<br />, together
<br />
<br />Lender is a ARI ZONA CORPORATION organized
<br />and existing under the laws of ARI ZONA
<br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX,
<br />ARIZONA 85004
<br />
<br />(D) "Trustee" is GARY D. BYRNE, A MEMBER OF THE NEBRASKA BAR
<br />ASSOCIATION
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender I s successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number
<br />ofP.a. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated OCTOBER 25, 2006
<br />The Note states that Borrower owes Lender NINETY-SEVEN THOUSAND FIVE HUNDRED AND
<br />00/100 Dollars (U.S. $ 97,500.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />NOVEMBER 1, 2036
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />[XJ Adjustable Rate Rider
<br />o Balloon Rider
<br />o 1-4 Family Rider
<br />o Condominium Rider
<br />
<br />o Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />o Second Home Rider
<br />[XJ ather(s) [specify]
<br />NON APPLICANT AFFIDAVIT, PREPAYMENT
<br />RIDER TO SECURITY INST
<br />
<br />Borrower Initials: ~ ~_ __ ---
<br />
<br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS DocMagic ~ 800-649.1362
<br />Form 3028 1/01 Page 1 of 10 www.docmagic.com
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