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<br />Office of Thrift Supervision
<br />Department of the Treasury
<br />
<br />1700 G Street, N.W" Washington, DC 20552. (202) 906-6000
<br />
<br />200611031
<br />
<br />CERTIFICATE OF MERGER
<br />
<br />~~~ices S.j)
<br />
<br />187 Wolf Road, Suite 101
<br />Albany, NY 12205 60
<br />q 11.;2'1'2"1-2-
<br />
<br />REFERENCE: Independence Community Bank
<br />Brooklyn, New York
<br />
<br />I, Roslyn E. Weeks, Corporate Secretary, Office of Thrift Supervision,
<br />hereby certify, according to the records of the Office of Thrift Supervision, Department of
<br />the Treasury, Washington, DC:
<br />
<br />1. Independence Community Bank, Brooklyn, New York, was
<br />incorporated under the laws of the State of New York to transact the business ofa State
<br />Savings Bank;
<br />
<br />2. Effective September 8, 2006, Independence Community Bank,
<br />Brooklyn, New York, merged with and into Sovereign Bank, Wyomissing, Pennsylvania,
<br />and Sovereign Bank, Wyomissing, Pennsylvania was the surviving institution and ;
<br />
<br />3. Sovereign Bank, Wyomissing, Pennsylvania, is a federally chartered
<br />savings bank, and its charter is in full force and effect.
<br />
<br />
<br />DATED this 2/fday of September 2006.
<br />
<br />R~~~",
<br />Roslyn . Weeks
<br />Corporate Secretary
<br />
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<br />The foregoing instrument was subscribed and sworn to before me by
<br />Ros yn E. Weeks, Corporate Secretary, Office of Thrift Supervision, this aD\!o. day of
<br />S~\~~, 2006. .
<br />
<br />~fi.V\ e. ~~
<br />Jea B. Gray , ,
<br />Notary Public, District of Columbia
<br />My Commission Expires: 4/14/2010
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