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<br />Space Above This Line For Recording Data
<br />DEED OF TRUST
<br />
<br />~o ''''>0
<br />
<br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is December 4, 2006. The parties and their
<br />addresses are:
<br />__.T~USTOR (Grantor):
<br />BRUCE R RIEKER
<br />504 Fleetwood Circle
<br />Grand Island, Nebraska 68803
<br />DAWN R RIEKER
<br />Husband and Wife
<br />504 Fleetwood Circle
<br />Grand Island, Nebraska 68803
<br />TRUSTEE:
<br />PLATTE VALLEY STATE BANK & TRUST COMPANY
<br />a Corporation
<br />PO Box 430
<br />Kearney, Nebraska 68848
<br />BENEFICIARY (Lender):
<br />PLATTE VALLEY STATE BANK & TRUST COMPANY
<br />Organized and existing under the laws of Nebraska
<br />2223 Second Ave.; PO Box 430
<br />Kearney, Nebraska 68848-0430
<br />1. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably grants, conveys and
<br />sells to Trustee, in trust for the benefit of Lender, with power of sale, the following described property:
<br />
<br />Lot Twenty (20), Westwood Park Fourth Subdivision, in the City of Grand Island, Hall County, Nebraska.
<br />
<br />The property is located in Hall County at 504 Fleetwood Circle, Grand Jsland, Nebraska 68803.
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights,
<br />wells, ditches and water stock and all existing and future improvements, structures, fixtures, and replacements that may now,
<br />or at any time in the future, be part of the real estate described (all referred to as Property). This Security Instrument will
<br />remain in effect until the Secured Debts and all underlying agreements have been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time will
<br />not exceed $75,170.00. This limitation of amount does not include interest and other fees and charges validly made pursuant
<br />to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument
<br />to protect Lender's security and to perform any of the covenants contained in this Security Instrument.
<br />3. SECURED DEBTS. The term "Secured Debts" includes and this Security Instrument will secure each of the following:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and replacements. A
<br />promissory note or other agreement, dated December 4,2006, from Grantor to Lender, with a loan amount of $75,170.00
<br />and maturing on December 8,2007.
<br />B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security Instrument.
<br />4. PAYMENTS. Grantor agrees that all payments under the Secured Debts will be paid when due and in accordance with the
<br />terms of the Secured Debts and this Security Instrument.
<br />5. WARRANTY OF TITLE. Grantor warrants that Grantor is or will be lawfully seized of the estate conveyed by this
<br />Security Instrument and has the right to irrevocably grant, convey and sell the Property to Trustee, in trust, with power of sale.
<br />Grantor also warrants that the Property is unencumbered, except for encumbrances of record.
<br />6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien
<br />document that created a prior security interest or encumbrance on the Property, Grantor agrees:
<br />A. To make all payments when due and to perform or comply with all covenants.
<br />B.-To {JfOl1lptly Jeliver to Lcmic::rall} iloti~es thai Gratrttlr-receivell fromUlC holder.
<br />C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured
<br />by the lien document without Lender's prior written consent.
<br />7. CLAIMS AGAINST TITLE. Grantor will pay all taxes, assessments, liens, encumbrances, lease payments, grotmd rents,
<br />utilities, and other charges relating to the Property when dUe. Lender may require Grantor to provide to Lender copies of all
<br />notices that ~llch amounts are due and the receipts evidencing Grantor's payment. Grantor will defend title to the Property
<br />against any claims that would impair the lien of this Security Instrument. Grantor agrees to assign to Lender, as requested by
<br />Lender, any rights, claims or defenses Grantor may have against parties who supply labor or materials to maintain or improve
<br />the Property.
<br />8. DUE ON SALE. Lender may, at its option, declare the entire balance of the Secured Debt to be immediately due and
<br />payable upon the creation of, or contract for the creation of, any transfer or sale of all or any part of the Property. 'rhis right
<br />is subject to the restrictions imposed by federal law (12 C.F.R. 591), as applicable.
<br />
<br />Bruce R Rieker
<br />Nebraska Deed Of Trust
<br />NE/4XX23211500937100005187021113006Y
<br />
<br />@1996 Bankers Systems, Inc., St. Cloud, MN ~"
<br />
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