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<br />\fter Recording Return To:
<br />
<br />Decision One Mortgage Company, LLC
<br />3023 HSBC Way
<br />Fort Mill, South Carolina 29715
<br />
<br />~
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<br />
<br />[Space Above This Line For Recording Data]
<br />Loan Number 2280061151470
<br />MIN: 100077910007147016
<br />
<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3,
<br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in
<br />Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated NOVEMBER 30,2006, together with all
<br />Riders to this document.
<br />(B) "Borrower" is CHAD R. OLSON AND JAIME G. OLSON, HUSBAND AND WIFE. Borrower is thc
<br />trustor under this Security Instrument.
<br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a UMITED LIABILITY COMPANY
<br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 3023 HSBC WAY,
<br />FORT MILL, SOUTH CAROLINA 29715.
<br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPo
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this
<br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and
<br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 30,2006. The Note states
<br />that Borrower owes Lender ONE HUNDRED NINETY -NINE THOUSAND TWO HUNDRED AND
<br />OO/100ths Dollars (U.S.$199,200.00) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than DECEMBER 1, 2036.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
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