<br />200610804
<br />
<br />(C) "Lender" is WELLS FARGO BANK, N .A.
<br />
<br />Lender is a NATIONAL ASSOCIATION
<br />organized and existing under the laws of THE UNITED STATES
<br />Lender's address is P.O. BOX 17339, BALTIMORE, MD 212971339
<br />
<br />Lender is the beneficiary under this Security Instnunellt.
<br />(D) "Trustee" is WELLS FARGO FINANCIAL NATL BNK
<br />C/O SPEC. SERV., PO BOX 31557, BILLINGS, MT 59107
<br />(E) "Note" means the promissory note signed by Borrower and dated NOVEMBER 27, 2006
<br />The Note states that Borrower owes Lender ONE HUNDRED TWELVE THOUSAND AND 00/100
<br />Dollars
<br />(U.S. $ ****112,000.00 ) plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than DECEMBER 01, 2036
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower r check box as applicable I:
<br />
<br />D Adjustable Rate Rider
<br />D Balloon Rider
<br />D VA Rider
<br />
<br />D Condo~iniwn Rider D Second Home Rider
<br />D Planned Unit Development Rider D I ~4 Family Rider
<br />D Biweekly Payment Rider D Other(s) [specifYI
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" mean,; any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic ternlinal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such teml includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are desnibed in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(N) "Morlgagelnsurance" means insurance protecting Lender against the nonpayment of, or default OIl,
<br />the Loan.
<br />
<br />.. -6(NE) 10005)
<br />@
<br />
<br />Initi~f)
<br />
<br />Pose 2 of 15
<br />
<br />Form 3028 1/01
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