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<br />200610784 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />e-6INEI (0407).02 <br /><!l <br /> <br />~;::---- ~~. <br />...-"jEREMY J ATKmS <br /> <br />'/l!;CidIu/J( ~ ~ <br /> <br />. <br />MICHELLE M CALVIN <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />.Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />.Borrower <br /> <br />Page 14 of 1 5 <br /> <br />Form 3028 1/01 <br /> <br />0110259798 <br />