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200610770 Loan Number: 0000640903 '-4 FAMILY RIDER (Assignment of Rents) THIS 1-4 FAMILY RIDER is made this 30th day of NOVEMBER, 2006 and is incorporated into and shall be deemed to amend and supplement the Mortgage. Deed of Trust. or Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to HAMILTON MORTGAGE COMPANY, AN ARIZONA CORPORATION (the "Lender") of the same date and covering the Property described in the Security Instrument and located at: 413 & 415 SOUTH WASHINGTON STREET, GRAND ISLAND, NEBRASKA 68801-6436 [Property Address] 1-4 F AMIL Y COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to the Property described in Security Instrument, the following items now or hereafter attached to the Property to the extent they are fixtures are added to the Property description, and shall also constitute the Property covered by the Security Instrument: building materials, appliances and goods of every nature whatsoever now or hereafter located in. on. or used, or intended to be used in connection with the Property. including, but not limited to, those for the purposes of supplying or distributing heating, cooling. electricity. gas, water, air and light. fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, bath tubs, water heaters. water closets. sinks. ranges, stoves, refrigerators, dishwashers, disposals, washers, dryers, awnings. storm windows, storm doors, screens, blinds, shades. curtains and curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, all of which, including replacements and additions thereto, shall be deemed to be and remain a part of the Property covered by the Security Instrument. All of the foregoing together with the Property described in the Security Instrument (or the leasehold estate if the Security Instrument is on a leasehold) are referred to in this 1-4 Family Rider and the Security Instrument as the "Property." B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the change. Borrower shall comply with all laws, ordinances. regulations and requirements ofany governmental body applicable to the Property. C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow any lien inferior to the Security Instrument to be perfected against the Property without Lender's prior written permission. D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the other hazards for which insurance is required by Section 5. MULTISTATE 1-4 FAMILY RIDER Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3170 1/01 Page 1 of 3 DocMagic ~ 800-649-1362 www.docmagic.com I) .~-.jJl ._'. \....h 1.-' -,,'[. ~- , p